You can chat with a Goldman Sachs Apple Card Specialist to request an increase in your Apple Card credit limit.
Apple Card is a credit card issued by Goldman Sachs Bank USA, Salt Lake City Branch. It is available to customers in the United States who are at least 18 years old and have a valid Social Security number Apple Card offers a number of benefits, including:
- No annual fee
- Low interest rates
- Daily Cash back
- Easy-to-use mobile app
One of the benefits of Apple Card is that you can request a credit limit increase. This can be helpful if you find that your current credit limit is not enough to cover your spending needs.
How to View Your Available Apple Card Credit Details
To view your available Apple Card credit details, follow these steps:
- Open the Wallet app on your iPhone.
- Tap on your Apple Card.
- Tap on the More button (three dots).
- Tap on Card Details.
Your available credit will be displayed under the Credit Details section.
How to Request an Apple Card Credit Limit Increase
To request an Apple Card credit limit increase, follow these steps:
- Open the Wallet app on your iPhone.
- Tap on your Apple Card.
- Tap on the More button (three dots).
- Tap on Card Details.
- Tap on the Message button.
- Type a message requesting a credit limit increase.
- Tap on the Send button.
A Goldman Sachs representative will review your request and make a decision If your request is approved, your new credit limit will be reflected in your Wallet app.
How Long Does It Take to Get an Apple Card Credit Limit Increase?
It can take up to 10 business days to receive a decision on your Apple Card credit limit increase request. If your request is approved, your new credit limit will be reflected in your Wallet app within 24 hours.
Tips for Getting an Apple Card Credit Limit Increase
Here are a few tips for getting an Apple Card credit limit increase:
- Make sure you have a good credit score. A good credit score will show Goldman Sachs that you are a responsible borrower.
- Make your payments on time. Making your payments on time will show Goldman Sachs that you are reliable and can be trusted with a higher credit limit.
- Use your Apple Card regularly. Using your Apple Card regularly will show Goldman Sachs that you are using the card and that you need a higher credit limit.
- Keep your credit utilization low. Your credit utilization is the amount of credit you are using compared to your total available credit. Keeping your credit utilization low will show Goldman Sachs that you are not overextending yourself.
Does Apple Automatically Increase Credit Limit?
Yes, Apple may automatically increase your credit limit after you have used your Apple Card responsibly for a period of time. This is typically done without you having to request an increase.
Requesting an Apple Card credit limit increase is a simple process that can be done online or over the phone. By following the tips above, you can increase your chances of getting your request approved.
View your Apple Card credit limit and credit details
On your iPhone:
- Open the Wallet app and tap Apple Card.
- Tap the More button
, then tap Card Details
. - To view your account’s Credit Limit, Available Credit, and APR, scroll to Credit Details.
On your iPad:
- Open the Settings app.
- Scroll down and tap Wallet & Apple Pay.
- Tap Apple Card, then tap the Info tab.
- Your card balance, account credit limit, available credit, and annual percentage rate are all visible under credit balance.
Request an Apple Card credit limit increase
On your iPhone:
- Open the Wallet app and tap Apple Card.
- Tap the More button, then tap Card Details.
- Tap the Message button
. - After typing a message asking for an increase in credit limit, hit Send.
On your iPad:
- Open the Settings app.
- Scroll down and tap Wallet & Apple Pay.
- Tap Apple Card, then tap the Info tab.
- Tap the Message button.
- After typing a message asking for an increase in credit limit, hit Send.
When deciding whether to approve a request for an increase in the Apple Card credit limit, Goldman Sachs will take into account your payment history as well as additional credit information. 1 This implies that before Goldman Sachs will grant your request for an increase in credit limit, you might need to have at least six months’ worth of payment history with your Apple Card.
Learn how your initial Apple Card credit limit is determined.
Apple Card Credit Limit Increase | How To Increase Your Credit Limit BIG TIME 2022
FAQ
How long does it take for Apple to increase credit limit?
What’s the highest credit limit on Apple Card?
Does Apple do a hard pull for credit limit increase?
Does your credit limit increase automatically?
How do I increase my Apple Card credit limit?
To request an Apple Card credit limit increase, you can chat with an Apple Card Specialist at Goldman Sachs. On your iPhone: Tap the More button, then tap Card Details. Scroll to Credit Details to see your account Credit Limit, Available Credit, and APR. On your iPad: Scroll down and tap Wallet & Apple Pay.
Can I request a credit limit if I have an Apple Card?
Apple states in its “financial health” info that you can make a credit limit request after having your Apple Card for four months, but, according to the support page, Goldman Sachs uses your credit history with Apple Card to inform any request for credit limit increases, and this can take six months or more. Avoid requesting more credit too often.
Will Apple Card limit increase affect my credit score?
Goldman Sachs is the credit card’s issuer. They’ll want to review your credit details and payment history before approving an Apple Card limit increase. There may be a hard pull of your credit report to approve a higher credit line, which could temporarily shave a few points off your credit score.
How do I increase my credit limit on my iPad?
On your iPad: Scroll down and tap Wallet & Apple Pay. Under Credit Balance you can see your Card Balance, account Credit Limit, Available Credit, and APR. On your iPhone: Tap the More button, then tap Card Details. Tap the Message button. Type a message requesting a credit limit increase, then tap the Send button. On your iPad: