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How insurance fraud is caught and stopped!
FAQ
Does being a felon affect your credit?
No, having a felony doesn’t impact your credit score. That said, there are many things that do impact your credit score that may be associated with a felony conviction. For example, people who are incarcerated for a felony are more likely to default on loans, which will cause your credit score to go down.
Why are felons denied life insurance?
Generally speaking, insurers don’t offer new traditional life insurance policies to anyone currently incarcerated, due to the high risks involved. Prisoners have restricted access to financial resources, and, on average, shorter life expectancies than other applicant groups.
Does criminal record affect life insurance?
Having a criminal record can impact your eligibility for life insurance, but it’s not an automatic disqualifier. No matter what happened in your past, it’s best to be honest on your application. If a carrier finds out you lied, the consequences can be severe.
What is insurance conviction?
“Conviction” includes, but is not limited to, having ever been found guilty by verdict of a judge or jury, having entered a plea of guilty or nolo contendere, having had any charge dismissed or plea withdrawn pursuant to California Penal Code Section 1203.4, or having been given probation, a suspended sentence, or a …