Purchasing insurance for your home, car, boat, business, or other assets can be confusing and time-consuming. With so many options, deductibles, discounts, and fine print, it’s tough to identify the optimal coverage on your own. This is where an independent insurance agency like Chapman Insurance Group can provide invaluable expertise and guidance.
Chapman Insurance Group (CIG) has been serving the insurance needs of individuals, families, and businesses in the Port Charlotte area and across Southwest Florida for over 15 years. Their experienced agents simplify the insurance process by educating clients, comparing policies across top carriers, and providing personalized service.
This comprehensive guide will provide an overview of Chapman Insurance Group, outline the insurance coverage they offer, and detail why they are a trusted choice in Port Charlotte, FL.
About Chapman Insurance Group
Chapman Insurance Group was founded by husband and wife duo Ryan and Jennifer Chapman in 2007. They started out of their home office with just two employees.
Over the years, their exceptional service and reputation for finding clients the right coverage at competitive rates fueled rapid growth. Today, CIG has over 55 team members and five branch locations across Southwest Florida.
CIG provides insurance solutions for:
- Homeowners: Primary residences, rental properties, condos
- Automobiles: Cars, trucks, motorcycles, RVs
- Watercraft: Boats, jet skis, yachts
- Flood Insurance
- Businesses: General liability, commercial property, workers’ comp, more
- Condo & HOA Associations
Rather than partner with just one or two insurance carriers, CIG works with over 35 home insurance and 12 auto insurance companies. This enables their agents to provide unbiased recommendations and source the optimal insurance policy for each client’s unique needs.
CIG is a trusted choice in the Port Charlotte community with an A+ rating from the Better Business Bureau. Clients consistently praise their exceptional customer service and ability to find affordable and comprehensive insurance options.
Insurance Solutions Offered in Port Charlotte
Chapman Insurance Group provides a full range of insurance solutions for individuals, families, and businesses located in Port Charlotte, FL and the surrounding region.
Homeowners Insurance
Purchasing insurance to protect your home and possessions is essential. The experienced agents at CIG will educate you on important coverage like:
- Dwelling coverage: Covers damage to the physical structure.
- Other structures coverage: Protects detached structures like garages and sheds.
- Personal property coverage: Replaces stolen or damaged possessions.
- Loss of use: Pays for temporary housing if you can’t live in your home due to damage.
- Personal liability: Covers injury to others that occurs on your property.
The agents will compare quotes across top-rated insurers like Universal, Heritage, Cypress, United, Safeco, and more. They’ll help you optimize your deductible and select any discounts to provide comprehensive protection at the best rate.
Flood Insurance
Flooding is not covered by standard homeowners insurance. CIG helps clients in flood zones obtain quotes and enroll in the National Flood Insurance Program. They also educate on private flood insurance options.
Automobile Insurance
Chapman Insurance Group has partnerships with insurers like Progressive, Safeco, Travelers, and Liberty Mutual to provide customized auto insurance including:
- Liability coverage: For injury or damage you cause with your car.
- Collision: Repairs damage to your vehicle from an accident.
- Comprehensive: Covers damage from theft, vandalism, weather, fire, etc.
- Uninsured motorist: Protects you if you’re hit by an uninsured driver.
- Rental reimbursement: Provides a rental car while yours is repaired.
The agents at CIG are experts at finding discounts to help you save on your auto policy.
Watercraft Insurance
Protecting your boat, jet ski, or other watercraft with insurance is a must in Florida. Chapman Insurance Group works with specialty marine insurance providers to cover:
- Damage to your watercraft from accidents, storms, theft, etc.
- Liability for injuries to passengers or other boats.
- Emergency towing, fuel spill liability, and more.
Business Insurance
Chapman Insurance Group understands the wide range of risks faced by small and mid-size businesses. They partner with trusted commercial insurers to provide:
- General liability: Protects against third-party bodily injury and property damage claims.
- Commercial property: Covers damage to your business location and assets from burglary, vandalism, fire, severe weather, and more.
- Business interruption: Replaces lost income if you can’t operate due to property damage.
- Cyber liability: Covers data breaches and hacking incidents.
- Professional liability: Protects against claims of professional negligence or errors.
- Worker’s compensation: Covers medical and lost wage expenses for on-the-job injuries.
Condo & HOA Association Insurance
CIG works with condo associations and HOAs to provide tailored policies that combine property coverage, liability protection, and directors & officers insurance.
They guide associations through the claims process and provide ongoing risk management.
Why Choose Chapman Insurance Group in Port Charlotte?
Chapman Insurance Group has earned a sterling reputation as the top independent insurance agency in the Port Charlotte area for many great reasons:
Local Expertise
Their Port Charlotte office enables CIG to provide localized insurance expertise. They understand the unique risks faced by homeowners and businesses in the region.
Range of Carrier Options
By comparing quotes across dozens of highly-rated insurers, CIG consistently finds clients the optimal rate. You aren’t limited to just one or two insurance providers.
Personalized Guidance
You work 1-on-1 with a dedicated agent who takes the time to understand your specific insurance needs. They simplify the quoting process and educate you on your options.
Proactive Reviews
CIG conducts annual insurance reviews for clients. They reach out with recommendations to update coverage and capitalize on new discounts to save money.
Hassle-Free Claims Service
If you experience an accident, theft, storm damage, or other covered loss – CIG works as your liaison and advocate to settle claims quickly and fairly.
Reputable Industry Standing
With an A+ rating from the BBB, numerous 5-star online reviews, and many long-time clients – CIG has a demonstrated track record of integrity and trust.
How to Obtain Insurance from Chapman in Port Charlotte
Obtaining customized insurance coverage through Chapman Insurance Group in Port Charlotte is easy and stress-free.
You can reach out by:
- Calling their Port Charlotte office at (941) 979-8426.
- Filling out a quote form on their website: cigflorida.com.
- Visiting their office at 3451 Tamiami Trail #3, Port Charlotte, FL 33952.
A knowledgeable agent will learn about your insurance needs, discuss options, and provide specific policy recommendations. CIG will compare quotes from multiple A-rated insurance carriers to find you the optimal rate.
The agent will walk you through each component of the policy, explain any confusing terminology, and ensure you understand all benefits and exclusions. When you are ready to move forward, they handle submitting all paperwork and documentation to the insurance company.
Once enrolled, you’ll have peace of mind knowing you have expert support for any future claims or insurance questions. CIG conducts periodic insurance reviews and proactively reaches out with recommendations as your needs change.
Find the Right Insurance for Less with Chapman Insurance Group
Navigating the complex world of insurance policies, pricing, exclusions, discounts, and deductibles is daunting. The experienced team of professionals at Chapman Insurance Group drastically simplifies the process for residents and businesses in Port Charlotte, FL.
By providing localized expertise, unbiased guidance, and personalized support – CIG takes the stress out of purchasing insurance. They use their extensive carrier relationships to find clients optimal coverage at competitive rates.
For streamlined homeowners, auto, flood, business, or specialty insurance – trust the experts at Chapman Insurance Group to protect what matters most.