Do Construction Loans Require a Down Payment?

Understanding and planning for upfront loan costs are one of the best things you can do to prepare yourself when buying a home—financially and emotionally. If you’re planning to build a new home from the ground up or renovate your current home, fear not. You have a variety of loan products to choose from! We’re … Read more

Navigating VA Home Loans During Divorce: A Complete Guide

VA loans are designed for military members and veterans who meet Department of Veterans Affairs requirements. Nonmilitary spouses who are married to eligible veterans and military members can share in their partner’s VA entitlement and loan benefit. But, divorce can complicate a spouse’s VA loan eligibility and property rights. Here’s what you need to know … Read more

Demystifying the USDA Housing Loan Calculator: A Complete Guide for First-Time Homebuyers

Buying your first home is one of the most exciting and rewarding experiences in life. However, it can also be daunting, especially when it comes to securing financing. This is where a USDA housing loan can help make homeownership more accessible and affordable. USDA stands for the United States Department of Agriculture. They offer special … Read more