If youre a homeowner struggling to pay off credit card debt, you may be overlooking a powerful tool — your mortgage. Under the right circumstances, refinancing your mortgage can help you leverage home equity to consolidate credit card debt. However, the process is not without risks. Consolidating high-interest debt by refinancing your home loan can … Read more
Veterans nationwide can take advantage of the benefits offered through a Department of Veterans Affairs (VA) loan. In most cases, VA loans save home buyers money over the length of their loan. Service members enjoy benefits like avoiding a down payment, refinancing the entire value of a home or easier eligibility requirements for a mortgage. … Read more
We’re here to help you in all of lifes moments, like buying your first home. One of the best options as a first-time home buyer is an FHA loan. We partner with the Federal Housing Administration (FHA) to offer FHA loan options, which are government-insured loans with low down payments. Contact one of our experienced … Read more
When getting a mortgage, it’s important to research the background and credentials of your loan officer The Nationwide Multistate Licensing System (NMLS) makes this easy by providing a free online database where anyone can lookup a loan officer’s license information In this comprehensive guide, we’ll explain what an NMLS ID is, why verifying a loan … Read more
Federal Housing Administration (FHA) mortgage loans, which are government backed, have more lenient qualification requirements than conventional loans. However, theyâre not used to fund the purchase of an investment property, with an exception. If youâre willing to commit to treating one unit of a multi-unit investment property as your primary residence for at least a … Read more
Purchasing a home is one of the biggest financial decisions you can make in your life. For veterans and active-duty military personnel VA loans offer key advantages like no down payment and relaxed credit requirements that make buying a home more accessible. But what if you already have a VA loan and now want to … Read more
If you are wondering about getting a VA loan with bad credit, you’re not alone. It is a common question asked by our veterans and active-duty service members. This article explores how securing a VA loan with bad credit is not only possible but also more accessible than you might think, thanks to the unique … Read more
Funeral loans, or personal loans to cover funeral expenses, are available for those who need them Losing a loved one can be a difficult experience on a number of levels, including financially, with the average cost of a funeral, including a viewing and burial, currently exceeding $7,800. What can you do if you need to … Read more
When you borrow money to buy a home, you’ll see many numbers thrown around. Most buyers focus on the purchase price of the home. It’s an indicator of whether or not you can afford the price. But since you probably won’t pay cash only, you must consider the loan amount. The loan amount is the … Read more
If you’re an eligible veteran or servicemember considering a VA home loan, you may have heard talk of a termite inspection requirement. But why might the Department of Veterans Affairs (VA) require a termite inspection and how does the process work? Whether you’re buying or selling a home, here’s what you need to know about … Read more