This article is for educational purposes only. JPMorgan Chase Bank N.A. does not offer Home Equity Loans nor Home Equity Lines of Credit (HELOC) at this time. Please visit our HELOC page for future updates. Any information described in this article may vary by lender. If youre looking to buy a family vacation home, chances … Read more
Even for the most financially healthy people, loans can sometimes be difficult to obtain, especially larger ones. However, if you need a loan, options are available to help you get one, including using owned land or land that was gifted to you as collateral. By using land as collateral for a loan, lenders are more … Read more
Taking out a second mortgage or home equity loan can give you access to the cash tied up in your home’s equity But is getting a second home equity loan the right move for you? In this comprehensive guide, we’ll explain everything you need to know about second home equity loans, including: What is a … Read more
Veterans and service members may have whats considered “poor” or “bad” credit and wonder if they can still use their VA home loan benefit. It’s important to understand the VA doesnt set credit score requirements. In fact, the VA doesnt mandate a minimum credit score at all. The ability to obtain a VA loan with … Read more
As a veteran, you may be eligible for a VA home loan, which offers great benefits like no down payment and no private mortgage insurance If you’ve already used your VA loan benefit to buy a house, you may be wondering – can I get a second VA loan? The short answer is yes you … Read more
Getting a home equity loan allows homeowners to tap into the equity they have built up in their home This type of loan essentially uses the home as collateral for a lump sum of cash that can be used to fund home improvements, pay off high-interest debt, cover emergency costs, and more. While home equity … Read more
With the rising costs of living, unexpected expenses can hit when you least expect them. Your car breaks down, a medical bill comes in, or you have a home repair that just can’t wait. But what if you don’t have an active checking account or other collateral to secure a loan? That’s where signature loans … Read more
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Adulthood comes with many milestones, and making big purchases like buying a car or a house are both toward the top of the list. Perhaps you’re even considering buying a house and car at the same time! That’s an ambitious prospect, so here are a few things you may want to consider. Purchasing your first … Read more
This tool helps you determine if paying off debt or investing the same amount is the better financial decision. When you pay off debt, you eliminate interest expense. During the time you make debt payments, you sacrifice interest income that you could have earned if you had invested the same amount. However, once you pay … Read more