Note from the editor: Although our Refund Advance offer expired on February 28, 2022, you can still read about the advantages of consulting with our tax experts to maximize your tax refund with H&R Block. During tax season, you could be patient and wait for your tax refund. It’s a necessary step, after all, and … Read more
Owning a home is a dream for many. However, purchasing one is a complex process. Even the most savvy shopper may find the financial aspects of buying a home frustrating, from making an offer to negotiating closing costs. Calculating your required income to be eligible for a mortgage, on the other hand, shouldn’t be difficult. … Read more
Driving down a deserted highway with the top down and the wind in your hair as you proceed to your next adventure is the epitome of what it means to be free. But far too frequently, it becomes the exact opposite: a trap. There are numerous justifications for joint car loans. They might be married, … Read more
Rejection hurts. And it’s even more upsetting when it prevents you from purchasing the home of your dreams. When your offer is accepted, you might believe that nothing can stop you. But before everything is done, unless you’re a cash buyer, you still have one more hurdle to jump. The mortgage underwriting process is used … Read more
We recently renamed your MyQL account to Rocket account. Please click the button below to access the Rocket account (previously MyQL) login page. You can login with your previous MyQL account information. You can reset your login information if you can’t recall it. Celebrate Cyber Monday with 50% off your origination fee when you close … Read more
Insiders’ experts pick the top goods and services to assist you in making wise financial decisions (here’s how). Although we occasionally receive commissions from our partners, all opinions expressed here are our own. Terms apply to offers listed on this page. What is an FHA loan? People with less-than-ideal financial situations can use an FHA … Read more
If you have a cosigner on your mortgage but are the primary borrower, it’s likely that you’ve wondered what would happen if that cosigner were to pass away or decide to cancel the loan. This blog post will answer all of your questions regarding how to get rid of a cosigner from a mortgage. Keep … Read more
Some inquiries I’ve received about mortgages and loans in general concern whether it’s a good idea to make additional principal payments. Please feel free to download the Extra Mortgage Payments Calculator for Excel and continue reading this page if you have any similar questions. Advertisement. Why Make Extra Mortgage Payments? There may be many reasons … Read more
A mortgage lender will permit multiple names to appear on a mortgage loan. Because the co-borrower shares in the mortgage obligation with you, applying with a co-borrower increases your eligibility for a larger amount. This implies that both credit scores are impacted if the mortgage is not paid. When applying for the initial loan, you … Read more
Defeasance clauses are contractual requirements in some states that ensure the buyer receives the title to the property once the mortgage is paid in full. If you don’t know, a clause designates a specific section of a real estate contract. Real estate clauses come in a variety of forms, and you’ll probably see a lot … Read more