A home improvement loan can be a terrific way to spruce up your home, but it might feel challenging to find one that doesn’t require home equity. We searched for solid home improvement loans you can take out with little to no equity. The rates on these loans might be higher than those on secured … Read more
Facing foreclosure can be scary and overwhelming. However, there are loans and programs available that can help homeowners in financial hardship avoid foreclosure and stay in their homes. This article will explain the different types of loans and assistance that may stop a foreclosure. Communication is Key The first step when facing foreclosure is to … Read more
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and heres how we … Read more
Navigating Loans to Pay Property Taxes: A Guide for Struggling Homeowners Property taxes are an unavoidable reality for homeowners. However, when an unexpected financial hardship arises, these recurring payments can quickly become burdensome. Failure to pay property taxes ultimately leads to foreclosure, a stressful fate no homeowner wants to encounter. In these situations, loans to … Read more
Mortgage forbearance and using home equity have both saved many households dealing with financial stress from foreclosure. In mortgage forbearance, lenders pause payments. It is only a short-term solution since most payments only pause for up to a year. Another option for dealing with financial burdens is to use the equity in your home to … Read more
There can be benefits to using a home equity loan to pay off credit card debt, including lower and fixed monthly payments. If you’re considering a debt consolidation loan, the benefits are similar. But home equity loans and debt consolidation loans differ from there, and using either to pay off credit card debt could have … Read more
As you pay down your home mortgage, you build equity—the difference between your loan balance and your homes current value. With enough equity, you can borrow using your home as collateral via a home equity loan (or a home equity line of credit, also known as a HELOC). A home equity loan can be a … Read more
You’ve had your home for some time or recently purchased it at a steep discount. Either way, you’ve built up a significant amount of home equity and used a home equity line of credit (HELOC) to convert some of it into cash. But you’re wondering if you can take out a second HELOC to pull … Read more
Perhaps youâre looking for a personal loan to pay for home improvements, an alternative to credit card debt or to consolidate overall debt. Then again, it could just help to have a little extra spending money around to help cover everyday expenses. In any event, personal loans can help you put cash in your pocket … Read more
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