Getting a personal loan can be a great way to pay for large expenses or consolidate high-interest debt. But before taking out a personal loan, it’s important to make sure you can qualify and get a competitive interest rate. Many people are hesitant to officially apply for a personal loan for fear it may hurt … Read more
Brandon Segal was set to make a substantial addition to his historic house in a Philadelphia suburb, but he wasn’t sure how to pay for it. He didn’t have enough equity to cover the six-figure renovation bill with a home equity line of credit or a cash-out refinance. A construction loan struck Segal as complicated … Read more
Having a high debt-to-income (DTI) ratio can make it challenging to get approved for a debt consolidation loan. Your DTI compares your monthly debt payments to your monthly income, and gives lenders an idea of your ability to take on additional debt. The higher your DTI, the riskier you look to lenders. But there are … Read more
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and heres how we … Read more
As a Hoosier homeowner, keeping up with maintenance and renovations is an ongoing effort. While DIY projects can be rewarding, major upgrades like a kitchen remodel or bathroom addition require professional help and financing. When tackling significant home improvements in Indiana, understanding your loan options is key to success. In this article, we’ll explore popular … Read more
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners. Scrolling through glossy online listings might … Read more
If you’re a military borrower, getting approved for a VA loan with bad credit is possible, regardless of any blemishes in your financial history. The U.S. Department of Veterans Affairs (VA) will even guarantee mortgages for veterans who have overcome a previous bankruptcy or foreclosure. Purchasing a home is a major financial commitment that can … Read more
A good credit score is an excellent starting point for anyone considering a mortgage, including a VA loan. However, one of the best benefits of the VA loan program is its relaxed credit requirements. Potential borrowers dont have to possess blemish-free credit reports and elite credit scores to secure VA financing or get advantageous rates … Read more
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more
Getting a mortgage is one of the biggest financial decisions you can make. As you shop for home loans, interest rates are a key factor determining the affordability and cost of your financing. Quicken Loans offers a variety of mortgage products with competitive rates. Read on as I break down how their rates work trends … Read more