Buying a car is an exciting milestone in life. However navigating auto financing can be daunting, especially for first-time buyers. With so many options to compare, it’s easy to feel overwhelmed. That’s why having the right information is key to making the best auto loan decision for your needs and budget. In this comprehensive guide, … Read more
The VA home loan program provides an invaluable opportunity for eligible veterans, active duty service members, reservists, and surviving spouses to purchase a home with no down payment required. This makes homeownership significantly more accessible and affordable. But a common question that often comes up is “how many times can I use a VA loan?” … Read more
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners. Deciding between a VA loan or … Read more
Putting down 20% is often seen as the gold standard for a home down payment. But contrary to popular belief, that high percentage isn’t required for most conventional loans. In fact, you can get approved for a conventional mortgage with a down payment as low as 3-5% in many cases. The catch? You’ll pay an … Read more
Buying a house is one of the most significant financial decisions in a persons life. It often involves putting down a deposit as a show of good faith to the seller in a home sale that you are serious about purchasing the property. While most real estate transactions go smoothly, there are instances where buyers … Read more
Building a new home from the ground up can be an exciting yet daunting process. With so many details to coordinate, from selecting a reputable builder to finalizing blueprints and budgets, securing financing is a critical early step New construction loans allow borrowers to finance the building of a new residential property, but meeting the … Read more
Most mortgage program guidelines require lenders to use your credit scores and credit activity as a primary factor in approving your mortgage. There are no credit check mortgages available which can help if you are concerned about your credit scores when applying for a mortgage. If you are concerned about your credit score something on … Read more
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more
Buying a home is one of the most exciting and stressful times in a person’s life When you’re married or in a committed relationship, it often makes sense to apply for a mortgage together However, there are many reasons why you may want to apply for a home loan on your own, without including your … Read more
Whether youre a first-time homebuyer, moving to a new home, or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.580 Credit Score- and only -3.5% Down RELATED ARTICLES FHA loan limits were established to define how much … Read more