The United States Department of Agriculture (USDA) offers home loans to help those living in rural areas obtain affordable housing One type of USDA loan allows borrowers to finance the construction of a new home through what is known as a USDA construction loan. What is a USDA Construction Loan? A USDA construction loan, also … Read more
Buying a condo can be an attractive option for many homebuyers, especially first-time buyers. Condos offer lower maintenance than single-family homes and are often more budget-friendly. However, financing a condo purchase can have some unique requirements. If you want to buy a condo using an FHA loan, you may be wondering – can I buy … Read more
Whether youre a first-time homebuyer, moving to a new home, or want to refinance your existing conventional or FHA mortgage, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.580 Credit Score- and only -3.5% Down RELATED ARTICLES FHA loan limits were established to define how much … Read more
Disconnection notice? Home or auto repairs? High utility bills? Stop worrying and let us help you get the cash you need. For more than 50 years, Signature Finance has been helping people just like you, because in life, unexpected things happen. Our friendly staff is standing by to assist you with your loan and get … Read more
A fixer-upper loan may be a good option to buy a house that needs some TLC and pay for the repairs needed to turn it into your dream home. These loans are designed to give you the money you need to buy and renovate the home at the same time. Understanding how the different fixer-upper … Read more
The state of Ohio works with mortgage companies, lenders and credit unions to offer home loans to people with low and moderate incomes, including first time home buyers. The Ohio Housing Finance Agency (OHFA) helps low- and moderate-income borrowers get 30-year, fixed-rate conventional, Federal Housing Administration, Veterans Affairs and U.S. Department of Agriculture Rural Development … Read more
There are many reasons why you may not have credit. You could be young and just starting out. An immigrant who is new to our financial system. Or perhaps you’ve operated on cash and haven’t participated in the credit system to date. Whatever the reason, we have a way to help you slowly and securely … Read more
The Federal Housing Administration’s (FHA) mortgage insurance program has helped millions of Americans become homeowners FHA loans offer more flexible credit and down payment requirements compared to conventional loans If you’re looking to buy a home in New York with an FHA loan, here’s what you need to know about eligibility and requirements. Overview of … Read more
You’ve decided to build on your lot—congratulations! Now, the work begins. To help you prepare your application and walk through the construction loan process, we’ve compiled some helpful tips below. If you’re looking to build your dream home in a rural area, financing the project can be tricky. Typical mortgage lenders don’t always understand the … Read more
In this article, we help you understand the types of home improvement loans without equity, how they work, what to expect in terms of qualifying, and more. By the end of it, you’ll be well-equipped with the knowledge you need to decide is a home improvement loans without equity is right for you. Taking on … Read more