A fixer-upper loan may be a good option to buy a house that needs some TLC and pay for the repairs needed to turn it into your dream home. These loans are designed to give you the money you need to buy and renovate the home at the same time. Understanding how the different fixer-upper … Read more
The state of Ohio works with mortgage companies, lenders and credit unions to offer home loans to people with low and moderate incomes, including first time home buyers. The Ohio Housing Finance Agency (OHFA) helps low- and moderate-income borrowers get 30-year, fixed-rate conventional, Federal Housing Administration, Veterans Affairs and U.S. Department of Agriculture Rural Development … Read more
There are many reasons why you may not have credit. You could be young and just starting out. An immigrant who is new to our financial system. Or perhaps you’ve operated on cash and haven’t participated in the credit system to date. Whatever the reason, we have a way to help you slowly and securely … Read more
The Federal Housing Administration’s (FHA) mortgage insurance program has helped millions of Americans become homeowners FHA loans offer more flexible credit and down payment requirements compared to conventional loans If you’re looking to buy a home in New York with an FHA loan, here’s what you need to know about eligibility and requirements. Overview of … Read more
You’ve decided to build on your lot—congratulations! Now, the work begins. To help you prepare your application and walk through the construction loan process, we’ve compiled some helpful tips below. If you’re looking to build your dream home in a rural area, financing the project can be tricky. Typical mortgage lenders don’t always understand the … Read more
In this article, we help you understand the types of home improvement loans without equity, how they work, what to expect in terms of qualifying, and more. By the end of it, you’ll be well-equipped with the knowledge you need to decide is a home improvement loans without equity is right for you. Taking on … Read more
What is the Financial Hardship Department scam? What do you do if you receive a scam email or call? Read more. Gaetano DiNardi is a growth advisor to software companies like Docebo, Cognism, and Workvivo. As the former head of organic growth at Aura, Gaetano helped launch the companys SEO program. He has also written … Read more
If you’re looking to buy a home in rural New York but don’t have a ton of cash for a down payment, a USDA loan may be a great option for you. USDA loans, also known as Section 502 direct loans, are backed by the United States Department of Agriculture (USDA) and aimed at helping … Read more
Finding the right home loan can feel overwhelming with so many options to consider. USDA rural development loans stand out as an attractive choice for qualifying borrowers thanks to perks like low interest rates flexible credit requirements, and even 100% financing. But how do you know if a USDA loan is right for you? That’s … Read more
Can you buy a foreclosure with a USDA loan? Yes, but it may not be smooth sailing. Photo by Tobias Bjørkli. If you want to live in the country, a USDA loan is a great option if you qualify, and pairing it with a foreclosure is the cherry on top. So yes, you can use … Read more