When you first got your mortgage, you might have applied with a spouse or other co-borrower to get better mortgage terms, split the financial responsibilities or simply because you wanted to live together. But naturally, life happens, and things change. Maybe you’re getting a divorce, or you’ve decided you want to live on your own. … Read more
Buying a home is likely one of the biggest financial decisions you’ll ever make. When using a VA home loan, it’s important to understand the inspection guidelines and processes to ensure your new home meets VA standards. As your trusted VA home loan resource, I’ll walk you through key details on VA appraisals, minimum property … Read more
Reviewed Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors opinions or evaluations. If you’re struggling to qualify for a conventional home loan, working with a private mortgage lender might be a good option. These lenders aren’t affiliated with a traditional financial institution like a bank … Read more
Finding your own auto loan comes with numerous benefits, like potentially lower interest rates and improved negotiating power, but understand the downsides before you proceed. Just over half of car buyers with auto loans obtain their financing in person at dealerships, according to a 2023 MarketWatch survey. While financing your car purchase at the dealership … Read more
Refinancing a mortgage is a big decision that requires careful financial consideration. This is especially true for Veterans looking to refinance a VA home loan. With so many factors to weigh, using a VA home loan refinance calculator is the best way to determine if pursuing a refi makes sense for your personal situation. In … Read more
Falling behind on HELOC payments can have serious consequences, including foreclosure. Learn what to do if you cant make payments on your HELOC. Foreclosure can be a stressful and uncertain time for homeowners. If you have a home equity loan or line of credit in addition to your primary mortgage you may be wondering what … Read more
Buying a home is an exciting milestone, but it can also be a daunting process, especially when it comes to financing. If you’re looking to buy a home in a rural area of Ohio, a USDA rural home loan may be a great option to consider. In this comprehensive guide, I’ll walk you through everything … Read more
Reviewed Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors opinions or evaluations. Earning a living as a notary can be difficult, with most full-time notaries making less than $4,000 per month. But most states offer a dependable pathway for notaries to earn higher wages and … Read more
Buying land and building a custom home from the ground up can be an exciting and rewarding experience You get to design every detail and end up with your dream home on your ideal property. But financing the purchase of vacant land along with the construction can be challenging. A construction loan allows you to … Read more
Getting an FHA loan can be a great way for many homebuyers to purchase a home especially first-time buyers who may not have a lot saved for a down payment. The low down payment requirements and flexible credit guidelines of FHA loans make them accessible to more borrowers. However, FHA loans require you to pay … Read more