Personal loans come with a lot of responsibility, but they can be an invaluable tool in a financial pinch. But can you get a personal loan after bankruptcy? Possibly, but you can certainly expect to pay a higher interest rate. Your eligibility depends on the type of bankruptcy you filed, how long ago you filed … Read more
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Buying a home is one of the most exciting yet stressful undertakings in life. Searching for the perfect house, securing financing, going through all the paperwork – it can get overwhelming fast. If you’re looking to buy a home in rural Florida, USDA rural home loans offer a great financing option worth exploring. As your … Read more
FHA 40-year loans have recently emerged as an option for homeowners struggling with their mortgage payments. This longer loan term can provide much-needed payment relief, allowing borrowers to keep their homes instead of facing foreclosure. In this comprehensive guide we’ll explain what an FHA 40-year loan is, who qualifies and how it can help you. … Read more
When you first got your mortgage, you might have applied with a spouse or other co-borrower to get better mortgage terms, split the financial responsibilities or simply because you wanted to live together. But naturally, life happens, and things change. Maybe you’re getting a divorce, or you’ve decided you want to live on your own. … Read more
Buying a home is likely one of the biggest financial decisions you’ll ever make. When using a VA home loan, it’s important to understand the inspection guidelines and processes to ensure your new home meets VA standards. As your trusted VA home loan resource, I’ll walk you through key details on VA appraisals, minimum property … Read more
Reviewed Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors opinions or evaluations. If you’re struggling to qualify for a conventional home loan, working with a private mortgage lender might be a good option. These lenders aren’t affiliated with a traditional financial institution like a bank … Read more
Finding your own auto loan comes with numerous benefits, like potentially lower interest rates and improved negotiating power, but understand the downsides before you proceed. Just over half of car buyers with auto loans obtain their financing in person at dealerships, according to a 2023 MarketWatch survey. While financing your car purchase at the dealership … Read more
Refinancing a mortgage is a big decision that requires careful financial consideration. This is especially true for Veterans looking to refinance a VA home loan. With so many factors to weigh, using a VA home loan refinance calculator is the best way to determine if pursuing a refi makes sense for your personal situation. In … Read more
Falling behind on HELOC payments can have serious consequences, including foreclosure. Learn what to do if you cant make payments on your HELOC. Foreclosure can be a stressful and uncertain time for homeowners. If you have a home equity loan or line of credit in addition to your primary mortgage you may be wondering what … Read more