The VA loan program allows eligible veterans and service members to purchase or refinance a home with no down payment and relaxed underwriting standards. But there are occupancy requirements that borrowers must meet to qualify for a VA loan This article provides a comprehensive overview of VA loan occupancy rules and exceptions What is the … Read more
Have you ever been in a situation where you needed money immediately but didn’t know where to turn? Life can throw unexpected expenses our way, from medical bills to car repairs to temporary job loss. When these emergencies arise, having access to any day cash loans can provide the quick funds you need to get … Read more
A VA assumable loan allows a buyer to take over the mortgage of a seller with a VA loan. Instead of getting a new loan, the buyer assumes the original loan with its terms and conditions. VA loans are assumable regardless of whether the buyer is a veteran or not. Assuming a VA loan can … Read more
Buying a home is an exciting yet stressful process. Saving up enough for a down payment is often one of the biggest hurdles for prospective homebuyers. This is where FHA 203(b) loans can help. FHA 203(b) loans only require a 3.5% down payment, making homeownership more accessible. In this comprehensive guide, we’ll cover everything you … Read more
A California USDA Guaranteed Rural Development Home Mortgage Loan is a flexible no down payment government insured program that is growing in popularity for Inland Empire residents and other rural areas of California. It’s designed to promote home ownership for moderate income wage earners who have limited savings for a down payment. The USDA loan … Read more
If you have taken out a home loan or mortgage dealing with your loan servicer is inevitable. Your loan servicer is the company you make your mortgage payments to and that handles issues related to your home loan. Having the right contact information for your home loan servicer can make your life much easier when … Read more
Throughout the lifecycle of a construction project, the ebb and flow of funds are as constant and critical as the work onsite. Significant sums of money are allocated, received, spent, and accounted for at various stages. One factor in understanding the financial health of a project is creating and managing a schedule of the projected … Read more
If youâve recently moved to the U.S. and do not yet have a Social Security number, you may still be able to get a credit score.Share Nova Credit is a cross-border credit bureau that allows newcomers to apply for U.S. credit cards, phone plans, and loans using their foreign credit history. We and all of … Read more
The flexibility of an FHA mortgage is often underappreciated. Many homebuyers are surprised to find that FHA loans can be used to finance a variety of property types, including new builds. FHA new construction loans are a good option for any homebuyer who isn’t able or willing to make a large down payment on a … Read more
Mobile and manufactured homes can be an affordable way for many folks to achieve homeownership With average prices ranging from $60,000 to $100,000, these factory-built homes cost significantly less than site-built houses But not everyone has enough cash on hand to pay for a mobile or manufactured home out of pocket. This is where financing … Read more