We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more
Loaning money to a friend or family member can seem like a kind gesture but it can also lead to some tricky tax situations. As the lender you need to be aware of the tax rules around gifting money versus lending money, as well as how to structure the loan properly. Failure to do so … Read more
Personal loans come with a lot of responsibility, but they can be an invaluable tool in a financial pinch. But can you get a personal loan after bankruptcy? Possibly, but you can certainly expect to pay a higher interest rate. Your eligibility depends on the type of bankruptcy you filed, how long ago you filed … Read more
Mississippi is home to millions of acres of stunning rural land – perfect for farming, ranching, recreation and more. If you’re looking to purchase raw land in Mississippi, financing can be secured through rural land loans. This comprehensive guide will walk through the key information on obtaining rural land loans in Mississippi. Why Get a … Read more
Buying land and building a custom home from the ground up is an exciting prospect for many prospective homeowners. However, it also comes with its fair share of challenges, especially when it comes to financing. Land and build loans are a great option that allow you to buy land and construct a new home in … Read more
Want a home outside the city limits? Make it happen with a home loan from the USDA (United States Department of Agriculture). Designed for homeowners in small towns and rural communities, you can enjoy a $0 down payment and the ability to finance up to 100% of the purchase price with a USDA home loan. … Read more
VA home loans have a unique benefit that sets them apart from conventional loans – they are assumable. This means under certain conditions, a buyer can take over the mortgage of the current VA homeowner This article will explain what loan assumption is, who can assume a VA loan, the process, pros and cons, and … Read more
FHA and VA loans are both popular choices for homebuyers, but which one is right for you? It all comes down to your unique financial circumstances. Each mortgage type has benefits and features unique to the program. FHA loans, insured by the Federal Housing Administration, are accessible to the general public. In contrast, VA loans … Read more
Living in rural Alabama and wanting to buy affordable land to build your dream homestead? USDA land loans may be the perfect solution As an Alabama resident, you may qualify for 0% down payment loans from the USDA Rural Development agency to buy and finance vacant land for your future home An Overview of USDA … Read more
Purchasing land to build your dream home can be an exciting endeavor. However, securing financing to buy vacant land can be challenging compared to obtaining a traditional mortgage. Land loans, also known as lot loans, allow you to finance the purchase of a tract of land for building a home or other purposes. If you’ve … Read more