Buying a home is an exciting milestone, but it can also feel overwhelming navigating the mortgage process If you’re considering a conventional loan for your purchase, you may be wondering – what are the property inspection requirements? Conventional loans are mortgages not backed by government agencies like FHA or VA loans, so do they have … Read more
Understanding the intricacies of conventional loan appraisal requirements is essential in real estate financing. Appraisal requirements serve as a critical component in the process of securing a conventional loan, influencing the terms, eligibility, and overall success of the loan application. At Rob’s Mortgage Loans, we recognize the significance of providing accurate and reliable information to … Read more
What is the Financial Hardship Department scam? What do you do if you receive a scam email or call? Read more. Gaetano DiNardi is a growth advisor to software companies like Docebo, Cognism, and Workvivo. As the former head of organic growth at Aura, Gaetano helped launch the companys SEO program. He has also written … Read more
Getting approved for a bank statement construction loan can be a great option for contractors, developers, and builders who want to finance new construction projects. Unlike traditional construction loans that require tax returns, bank statement construction loans allow borrowers to qualify using 12 or 24 months of business or personal bank statements. In this comprehensive … Read more
A 40-year mortgage is like a traditional 15- or 30-year mortgage, but it offers an extended repayment term. Having ten more years to pay off a loan can give you lower monthly payments, but in the long term you’ll pay far more interest. 40-year mortgages can be a more affordable way to purchase a home … Read more
If you have ever shopped around for quotes for a loan for a personal or investment property, you have more than likely heard the term “points”. So, what exactly are points? Paying points is a technique of paying interest upfront in order to get a lower interest rate on a fixed-rate home mortgage. Essentially, the … Read more
Getting a $300,000 business loan can be a pivotal moment for any company. This caliber of financing empowers businesses to execute significant growth strategies that, if used strategically, could redefine their market presence for years to come. For example, a manufacturing company might leverage this capital to expand its capabilities, invest in state-of-the-art technology, or … Read more
Buying land to build your dream home on can be an exciting and rewarding experience. However, coming up with the down payment can be a major obstacle for many potential land buyers. That’s why 100% financing land loans have become an increasingly popular option. With a 100% financing land loan, you can purchase your ideal … Read more
Manufactured homes, sometimes called mobile homes, are an appealing housing option for many buyers thanks to their affordability. For veterans and military members, VA loans make financing a manufactured home even more attainable. But can you actually get a VA loan for a manufactured home, and if so, what are the requirements and process? In … Read more
Buying a 4 plex property with an FHA loan can be a great way to get started in real estate investing. With an FHA loan, you can buy a 4 unit property with as little as 3.5% down while living in one of the units. The rental income from the other units helps cover your … Read more