Purchasing vacant land to build a home or start a business is an ambitious goal that requires substantial financing Unlike buying an existing house, undeveloped land typically needs to be funded through a specific type of lending the land loan With less collateral than a mortgage, these loans come with stricter eligibility standards that limit … Read more
Losing a loved one is hard enough without worrying about how you’ll pay for a funeral. If you don’t have enough savings to pay your loved one’s burial expenses out of pocket, funeral loans can help you cover the upfront costs while you pay them back over time. However, there is a lot to consider … Read more
USDA Rural Development offers several loan programs to support infrastructure, housing, and economic development in rural areas across the United States, including in the state of Ohio. These loan programs can provide affordable financing to help meet a variety of needs in Ohio’s small towns and rural communities Overview of USDA Rural Development in Ohio … Read more
The questions and answers below pertain to compliance with the TILA-RESPA Integrated Disclosure Rule (TRID or TRID Rule). This is a Compliance Aid issued by the Consumer Financial Protection Bureau. The Bureau published a Policy Statement on Compliance Aids, available here, that explains the Bureau’s approach to Compliance Aids. The Loan Estimate 3-day rule is … Read more
Get started by checking your rates and apply when you’re ready. To complete a loan application, please gather the following information. Important information. We only offer personal loans to existing Wells Fargo customers. For more information about becoming a customer, make an appointment to visit a location near you. To be eligible for a personal … Read more
Financing agricultural land can be a complex process with many factors to consider. One of the most important steps is estimating your potential loan payments to determine if the land purchase is feasible for your farm operation. Agriculture land loan calculators are online tools that allow you to estimate your payments by inputting a few … Read more
Getting your first loan can be an intimidating process, especially if you don’t have any credit history. Without a track record of borrowing and repaying debt, lenders view first-time borrowers as riskier applicants. But having no credit doesn’t mean you can’t qualify for financing. There are steps you can take to boost your chances of … Read more
Consumers who need to lease a car or rent an apartment need to prove the income that they earn. The party leasing the car or renting the apartment needs evidence that you can afford to make the payments. If you’re applying for a mortgage loan, or refinancing a loan, you’ll also need to prove your … Read more
If you want to build your dream home but youre having a hard time meeting the requirements of a conventional loan, weve got good news for you. An FHA Construction loan provides you with more flexible lending requirements, giving moderate-income families the opportunity at custom-homeownership. Lets find out how an FHA Construction loan can help … Read more
USDA loans are a government backed mortgage option available to rural homebuyers. Despite its reputation as a product for “rural” properties, the guidelines actually permit purchases in approximately 97 percent of the United States. And of course, the marquee feature of a USDA loan is that no down payment is required. But even though you … Read more