FHA loans can help you get a mortgage despite poor credit and minimal savings. To get an FHA loan, check to see if you’re eligible, compare FHA-approved lenders and complete a loan application. Experian, TransUnion and Equifax now offer all U.S. consumers free weekly credit reports through AnnualCreditReport.com. If youre concerned that bad credit or … Read more
FHA and VA loans are both popular choices for homebuyers, but which one is right for you? It all comes down to your unique financial circumstances. Each mortgage type has benefits and features unique to the program. FHA loans, insured by the Federal Housing Administration, are accessible to the general public. In contrast, VA loans … Read more
If you are a prospective homebuyer exploring different mortgage options you may be weighing the pros and cons of USDA loans versus VA loans. Both loan types offer unique benefits tailored to certain borrowers and determining which one better suits your needs depends on fully understanding the eligibility requirements and key differences between the two. … Read more
According to a report from the National Association of Realtors, nearly a third of all houses sold in Texas in 2022 were to investors. Due to historically low interest rates leading up to 2022, this statistic should not be surprising. Investors wanting to generate passive income or profit from flipping a fixer-upper sought out Investment … Read more
Purchasing vacant land to build a home or start a business is an ambitious goal that requires substantial financing Unlike buying an existing house, undeveloped land typically needs to be funded through a specific type of lending the land loan With less collateral than a mortgage, these loans come with stricter eligibility standards that limit … Read more
Losing a loved one is hard enough without worrying about how you’ll pay for a funeral. If you don’t have enough savings to pay your loved one’s burial expenses out of pocket, funeral loans can help you cover the upfront costs while you pay them back over time. However, there is a lot to consider … Read more
USDA Rural Development offers several loan programs to support infrastructure, housing, and economic development in rural areas across the United States, including in the state of Ohio. These loan programs can provide affordable financing to help meet a variety of needs in Ohio’s small towns and rural communities Overview of USDA Rural Development in Ohio … Read more
The questions and answers below pertain to compliance with the TILA-RESPA Integrated Disclosure Rule (TRID or TRID Rule). This is a Compliance Aid issued by the Consumer Financial Protection Bureau. The Bureau published a Policy Statement on Compliance Aids, available here, that explains the Bureau’s approach to Compliance Aids. The Loan Estimate 3-day rule is … Read more
Get started by checking your rates and apply when you’re ready. To complete a loan application, please gather the following information. Important information. We only offer personal loans to existing Wells Fargo customers. For more information about becoming a customer, make an appointment to visit a location near you. To be eligible for a personal … Read more
Financing agricultural land can be a complex process with many factors to consider. One of the most important steps is estimating your potential loan payments to determine if the land purchase is feasible for your farm operation. Agriculture land loan calculators are online tools that allow you to estimate your payments by inputting a few … Read more