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California residents with lower credit scores or limited down payment savings can still purchase property with the help of an FHA loan. These mortgages, backed by the Federal Housing Administration, limit how much you can borrow depending on where you live. For many single-family homebuyers in California, the FHA loan limit is $498,257, but in … Read more
For real estate investors and developers looking to add multifamily assets to their portfolios, securing financing to build brand new apartments can be a challenging but rewarding endeavor. Constructing an apartment building from scratch allows you to customize the design, unit mix, amenities and more to your exact specifications. But it requires major capital to … Read more
Unsecured business loans are a type of borrowing where regular payments are made each month until the full amount is paid back. Because the loan isn’t tied to any security, the interest rates tend to be higher. But knowing when and how to use unsecured business loans can be the difference between success and failure … Read more
A foreclosure occurs when a homeowner fails to make their monthly mortgage payments on time, leading the lender to repossess the home. Once in the lenders possession, they usually aim to resell the property at a lower price to quickly recover their investment. For potential buyers, this can offer a compelling opportunity to get more … Read more
Purchasing land and building a custom home from the ground up is an exciting prospect for many homeowners. However, it also comes with a unique set of financing challenges. Traditional mortgages require an existing structure as collateral, so you’ll need an alternative source of financing to cover both the land purchase and construction costs. That’s … Read more
Texas is among the most beautiful states with its white sand beaches, hillsides, hot springs, and towering pine trees. Unsurprisingly, many people rush to own a piece of this paradise. Investing in a second home is the best way for people to hold more of what Texas offers. Whether you want a fun retreat, a … Read more
Buying land and building a custom home from the ground up is an exciting prospect for many prospective homeowners. The ability to design every aspect of your dream house and choose the perfect location is appealing. However, financing the purchase of land and the construction of a new home can be complicated. Understanding the loan … Read more
Know your options before using your home as collateral to get cash Part of the Series Home Equity Loans/HELOC Tapping Your Home Equity As mortgage rates continue to climb, many homeowners are looking for ways to access their home equity without refinancing their existing mortgage. Two popular options are home equity loans and home equity … Read more
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners. USDA loans help first-time home buyers … Read more