We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more
The Federal Housing Administration (FHA) loan program offers several benefits for borrowers, including a down payment as low as 3.5%. But there are some size restrictions you should be aware of. Here’s an updated look at Oregon FHA loan limits for 2024. 97035 The FHA loan limits for Oregon have just been released for 2024. … Read more
In a Nutshell A share-secured loan lets you borrow money from a lender, typically a credit union, using your own savings as collateral. They can be a good option for people with less-than-stellar credit or no credit history who want to build positive credit. Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but … Read more
The USDA home loan program provides an excellent opportunity for low- and moderate-income buyers to purchase a home in rural areas of Colorado with little or no money down. These government-backed mortgages offer 100% financing and flexible credit requirements. If you’re looking to buy a home in a rural area of Colorado but don’t have … Read more
Being a mother is not easy. This is a hard, daily job that does not have days off, vacations, or sick days. Once you become a mother, you remain her forever. But its even harder to be a mother alone. You need to work without the possibility of being unemployed for a couple of months, … Read more
The VA loan process is simple and straightforward and built to make homebuying accessible and affordable for Veterans. Getting a VA loan isnt significantly different from getting any other type of mortgage. For homebuyers, the VA loan has five basic steps: preapproval, house hunting, getting under contract, underwriting and closing. This process typically results in … Read more
Building your dream home from the ground up can be an exciting prospect for many potential homeowners. However, financing the purchase of land to build on can seem daunting, especially when lenders require high down payments. But there are options available for those looking into land loans with low down payment requirements. This definitive guide … Read more
Bank statement loans are becoming an increasingly popular option for borrowers who don’t have the traditional income documents required for a regular mortgage. But how exactly do these unique loans work? This comprehensive guide will explain everything you need to know about bank statement loans, including who they are best suited for, what the requirements … Read more
Personal loans offer access to funds for a variety of needs. You can use a personal loan to consolidate credit card debt, make home renovations, cover emergency medical expenses, launch a business – the list is endless. One of the benefits of personal loans is the variety of different ways they can be used. Taking … Read more
Buying a home is an exciting milestone, but qualifying for a mortgage can be challenging. That’s where FHA loans come in. FHA loans are backed by the Federal Housing Administration and help make homeownership possible for more borrowers. These government-insured mortgages offer low down payments and flexible credit requirements. If you want to buy a … Read more