Choosing the right loan for your mobile or manufactured home can be confusing. There are many factors to consider, from interest rates to loan terms Using a chattel loan calculator can simplify the process and help you determine the best loan option In this article, I’ll explain what chattel loans are, who offers them, and … Read more
Losing a partner can be emotionally and financially devastating. If you’re struggling to pay credit card bills, we can help you explore options, including our debt consolidation program. Losing a spouse is an incredibly difficult experience, both emotionally and practically. One major financial change many widows face is taking on a mortgage alone. If your … Read more
Buying or building a new home is an exciting time. However it can also be overwhelming to navigate the mortgage process and determine what loans you qualify for. If you’re interested in building a home from the ground up an FHA building loan may be a great option thanks to flexible credit requirements. But before … Read more
Buying a home is an exciting milestone, but it also requires having enough cash on hand for expenses like the down payment and closing costs. While you may have budgeted and saved up for a down payment, closing costs can sometimes catch buyers off guard. These fees, which are typically between 3-6% of the total … Read more
The United States Department of Agriculture (USDA) offers various loan programs to help individuals and families living in rural areas achieve homeownership One such program is the USDA Single Family Housing Direct Home Loan program, also known as the Section 502 Direct Loan Program This program provides affordable financing to low- and very-low-income applicants to … Read more
When you pay off your mortgage, take these steps to smooth the financial path as you assume full ownership of your home: Paying off your mortgage is cause for celebration. Before you pop the Champagne, however, take these steps to smooth your financial path to full homeownership. Paying off your mortgage is a huge accomplishment. … Read more
Personal loans in Los Angeles can give you quick access to funding when you need to finance a large purchase, pay for an emergency expense or consolidate your debts. On average, personal loan debt in California is $16,790, and lenders use a variety of factors to determine if borrowers qualify for a loan. Your credit … Read more
A loan modification can be a lifeline for borrowers struggling to make their mortgage payments. By extending the repayment term lowering the interest rate or reducing the principal balance a modification makes monthly payments more affordable. But will the process hurt your credit? Let’s take a close look at how loan modifications can impact your … Read more
Buying or building a manufactured home can be an affordable way to become a homeowner. With factory construction keeping costs low modular and mobile homes offer a budget-friendly alternative to site-built houses. But financing the construction of a manufactured dwelling comes with its own unique challenges. Construction loans designed for manufactured homes make the process … Read more
If you’re a service member or a veteran who wants to build your own home, a VA-backed loan could be the best way to go. With a VA Purchase Loan, which is a benefit of your service, you can get financing to purchase land and to build your own home, all wrapped into one mortgage. … Read more