The time when you need a personal loan the most may also be the most difficult time to get one. Qualifying for a personal loan without a job can be hard, but it’s not impossible. We at the MarketWatch Guides team want to empower even those who are unemployed with information on the eligibility requirements … Read more
For people who are self-employed, seasonally employed or experiencing an employment gap, getting approved for a mortgage can be a bit complicated. Mortgage lenders often ask for employment verification and a few yearsâ worth of W-2s when considering a mortgage loan application, because they consider borrowers with this type of documentation less risky than borrowers … Read more
Building a new home can be an exciting yet daunting process. One of the most important steps is securing financing to pay for land, materials, labor and other costs. A construction to permanent loan combines the construction loan and permanent mortgage into one loan product. This structure provides flexibility during the building phase along with … Read more
Condo associations periodically need loans to fund major projects and improvements, Understanding current condo association loan rates and financing options allows boards to make informed borrowing decisions, Overview of Condo Association Loans Also called HOA loans. these loans allow associations to finance Major repairs and renovations New amenities and community upgrades Insurance premiums and other … Read more
Veterans nationwide can take advantage of the benefits offered through a Department of Veterans Affairs (VA) loan. In most cases, VA loans save home buyers money over the length of their loan. Service members enjoy benefits like avoiding a down payment, refinancing the entire value of a home or easier eligibility requirements for a mortgage. … Read more
Building a home can be a complicated process especially when it comes to financing it. A USDA construction loan is designed to simplify this process by bringing everything together under one loan. This zero-down, low-interest loan is a great option for low-to-moderate-income buyers looking to build a home in a rural area. If you’ve always … Read more
Choosing the right loan for your mobile or manufactured home can be confusing. There are many factors to consider, from interest rates to loan terms Using a chattel loan calculator can simplify the process and help you determine the best loan option In this article, I’ll explain what chattel loans are, who offers them, and … Read more
Losing a partner can be emotionally and financially devastating. If you’re struggling to pay credit card bills, we can help you explore options, including our debt consolidation program. Losing a spouse is an incredibly difficult experience, both emotionally and practically. One major financial change many widows face is taking on a mortgage alone. If your … Read more
Buying or building a new home is an exciting time. However it can also be overwhelming to navigate the mortgage process and determine what loans you qualify for. If you’re interested in building a home from the ground up an FHA building loan may be a great option thanks to flexible credit requirements. But before … Read more
Buying a home is an exciting milestone, but it also requires having enough cash on hand for expenses like the down payment and closing costs. While you may have budgeted and saved up for a down payment, closing costs can sometimes catch buyers off guard. These fees, which are typically between 3-6% of the total … Read more