Social Security benefits can be used as proof of income when applying for a personal loan Borrowing money doesnt necessarily stop once you hit retirement age. Even if youre collecting Social Security benefits and have other sources of income, you could face a major expense that exceeds your available funds. If thats the case, you … Read more
Living in Hawaii is amazing with its beautiful beaches, friendly locals, and amazing weather. But let’s face it – it’s not a cheap place to live Even paradise has its financial stresses When money gets tight in between paychecks, a payday loan can provide fast cash to get you through. Here’s what you need to … Read more
Rural areas face unique challenges when it comes to economic development and accessing capital for small businesses. However, the USDA’s Rural Development division offers several loan programs aimed at spurring growth and job creation in rural communities across America. Rural and development loans can provide key financing to start or expand a business in a … Read more
Need to pay for a major kitchen remodel? Or maybe you need to buy land and fund the construction of an entirely new home. An FHA construction loan could help. First, you need to understand how this type of home loan works and how it differs from a standard FHA loan. Weâll review that in … Read more
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more
While not often discussed, veterans can use their VA loan benefits to purchase a mixed-use property. In this article, we’ll cover how veterans and current service members can buy a multi-unit property with existing commercial space or could include both commercial and residential units. Specifically, we’ll cover the following topics related to the VA loan … Read more
Buying a home is an exciting milestone, but it can also be a complex and confusing process. For residents of rural Mississippi who need financing assistance to achieve the dream of homeownership, USDA home loans offer an excellent option In this article, we’ll provide an in-depth look at how these loans work and who qualifies … Read more
Turning 16 is a major milestone. You can finally get your driver’s license and experience the freedom that comes with having your own set of wheels. But buying your first car is no easy feat, especially when it comes to financing. So, can you actually get a car loan at 16? The short answer is … Read more
The United States Department of Agriculture (USDA) offers several mortgage loan programs to help low- and moderate-income individuals and families achieve homeownership in rural areas. These loans, administered by USDA Rural Development, serve as a valuable resource for potential homebuyers who may have difficulties qualifying for conventional mortgages. However, like any mortgage loan, USDA loans … Read more
Falling on hard times can happen to anyone. A job loss, medical emergency, or major home repair can quickly deplete savings and max out credit cards. When an unexpected expense arises, many Arizonans turn to financial hardship loans to bridge the gap. These loans provide fast cash in emergency situations. Financial hardship loans allow borrowers … Read more