USDA loans are an attractive home loan option for many buyers in Georgia. These government-backed loans offer 100% financing and flexible credit requirements to help rural residents achieve homeownership. If you’re considering a USDA loan for your next home purchase in Georgia, this comprehensive guide will provide all the key details you need to know. … Read more
Choosing between a USDA and VA loan can be a challenging decision. Depending on your specific circumstances and qualifications, one loan type may be more favorable than the other. USDA loans, offered by the United States Department of Agriculture, are ideal for low to moderate-income buyers looking to purchase in rural or suburban areas. On … Read more
Unlock the equity of your jewelry & diamonds and get up to $5,000,000+ in 1-2 days. Jewelry makes for a unique form of collateral when taking out a secured loan. While most people think of cars, homes, or other common assets, your jewelry may actually work as collateral too. As long as the pieces are … Read more
The USDA one-time close loan program allows eligible homebuyers to purchase land and construct a new home on it with a single mortgage loan This streamlined process eliminates the hassle of obtaining separate financing and can make attaining homeownership more accessible As a government-backed mortgage option targeted at rural communities, USDA one-time close loans have … Read more
If you currently have a mortgage, you may be able to save thousands of dollars in interest payments by recasting your home loan. A home loan recast calculator is an easy online tool that can help you determine if recasting makes sense for your situation. In this article, we’ll explain what loan recasting is, when … Read more
If you’d like to become a loan officer in Texas, there is a clear path to follow to get your Texas MLO license and begin your career in the mortgage industry. The term mortgage loan originator (MLO), licensed mortgage loan officer are frequently used interchangeably and both reflect the important job of helping home buyers … Read more
For first time VA home buyers, the journey to homeownership has some unique advantages. The VA Loan, a standout government program, offers significant benefits over nearly all other mortgage loans available, and eligibility extends to active-duty military, veterans, and surviving spouses. What should a first time VA home buyer know to successfully navigate the home … Read more
For nearly 25 years, our independently owned title company has leveraged technology to streamline the closing process, providing top-notch service at a competitive price for buyers, sellers, agents and lenders across the District of Columbia, Maryland and Virginia. Often imitated but never replicated – we set the bar other title companies aspire to reach. Buying … Read more
Assuming a VA home loan can be an attractive option for both buyers and sellers in today’s housing market. With mortgage rates on the rise assuming an existing VA loan with a lower interest rate can provide significant savings for buyers. For sellers being able to transfer their low-rate VA loan to a buyer can … Read more
You can have a cosigner on your FHA loan. Cosigners donât pay for the monthly mortgage, but they can use their income level to help you qualify for an FHA loan. Basically, FHA lenders will combine the income, assets, and debts of all borrowers and cosigners, which could help the entire party meet basic requirements … Read more