NOTE: If state specific forms are not shown above, please ensure that your state is selected in the dropdown menu above to find the State Office contact information and speak to a Business Programs Specialist before attempting to fill out any forms or applications. This will save you valuable time in your application. The United … Read more
Getting a construction loan to build your dream home can be an exciting yet daunting process. One of the first things you’ll need to figure out is how much money you need to put down. While requirements vary by lender here’s what you need to know about down payments for construction loans. Typical Down Payment … Read more
According to a report from the National Association of Realtors, nearly a third of all houses sold in Texas in 2022 were to investors. Due to historically low interest rates leading up to 2022, this statistic should not be surprising. Investors wanting to generate passive income or profit from flipping a fixer-upper sought out Investment … Read more
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more
It’s possible to use a VA loan for a second home, but this process isn’t as easy as simply finding a lender and applying for another mortgage. There are quite a few different rules you’ll need to follow to ensure that you qualify. With that in mind, here’s a look at what you need to … Read more
The key to a positive home-building experience is understanding the construction process and how a construction loan works. With this in mind, we are sharing these six basic steps to securing a BankWest construction loan and ultimately converting it into a permanent mortgage. Getting a construction loan to build your dream home can be an … Read more
Getting an auto loan can be a frustrating process, especially if you have less-than-perfect credit. One factor that can affect your chances of approval is which credit bureau the lender checks. There are three major credit bureaus in the United States – Equifax, Experian, and TransUnion. Many lenders check all three when reviewing an application, … Read more
A VA jumbo loan allows eligible borrowers to secure a mortgage above conventional conforming loan limits while still enjoying the benefits of a VA home loan. With a VA jumbo, you can purchase a more expensive home without having to meet the stricter requirements of a conventional jumbo loan. In this comprehensive guide, we’ll explain … Read more
Getting approved for a USDA home loan in Florida can seem complicated with all the eligibility requirements and paperwork. But it’s absolutely possible with the right preparation. This guide breaks down everything you need to know to get your Florida USDA loan approved. Overview of USDA Loans USDA home loans, also known as Section 502 … Read more
Borrowing money is often a necessity, whether you need a loan to buy a home or a credit card to stay afloat amid emergency expenses. Before you apply, its important to understand that credit usually comes in one of two forms: open-end and closed-end. Each form works differently, and has its own pros, cons, fees … Read more