Buying a Home in Ohio with USDA Loans

Officially known as the Section 502 Single Family Housing Guaranteed Loan Program, the USDA loan is a $0 down mortgage option available to rural and suburban homebuyers in the United States. USDA loans are issued by qualified lenders and guaranteed by the U.S. Department of Agriculture (USDA). The purpose of a USDA loan is to … Read more

How To Use The NMLS Search To Find The Right Loan Officer

Please use the links below to navigate and search different options or industries. You may also contact us at (866) 275-2677 for assistance. As a borrower, finding the perfect loan officer to work with is key to getting the best mortgage experience possible. Loan officers are responsible for providing information on loans, collecting documentation, submitting … Read more

The Top 10 VA Mortgage Loan Questions, Answered

Getting a VA mortgage loan can be confusing, with all of the eligibility requirements, paperwork, and processes involved. As VA home loan experts, we get asked a lot of questions from Veterans and military families interested in utilizing their well-earned VA home loan benefits In this article, we will answer the top 10 most frequently … Read more

Who Pays Closing Costs on a USDA Loan?

Buying a home is an exciting milestone in life, but it also comes with many expenses. One of the costs buyers have to pay is closing costs, which cover all the fees needed to finalize the mortgage transaction If you’re considering a United States Department of Agriculture (USDA) loan, you may be wondering who pays … Read more

Demystifying Building Loan Mortgage Calculators

Calculate your new construction loan or refinance options below. Input your details and hit Calculate to view your loan terms and an interactive graph. Additionally, explore the detailed payment schedule in the table below, and download the data as an Excel or CSV file for your records. Step 1: Select your loan type (Purchase or … Read more

I Need a Cosigner for a Loan: A Complete Guide

If your credit needs some work, a cosigner could be the difference between your loan application being approved or denied. A cosigner agrees to take on the responsibility of repaying a loan if the primary borrower fails to do so — acting as a safety net for potential lenders. The right cosigner will have an … Read more