Understanding your credit report is an important part of managing your personal finances. Although credit reports can seem confusing at times, the different alphanumeric codes represent significant aspects of your financial situation, some of which, like code G or “collections,” could have detrimental effects if disregarded. The term “Grid Code G” might seem like a … Read more
Wage garnishment is a legal process that allows a creditor to take money directly from your paycheck to pay off a debt. This can happen if you have a court judgment against you for an unpaid debt, such as a credit card balance, medical bill, or student loan But not all creditors can garnish your … Read more
This factsheet only applies to debts from NSW. Other states and territories have their own laws about how long a debt can be collected. This fact sheet is for information only. You should get legal or financial counselling advice about your personal situation. Debt collectors in Australia can chase you for a maximum of six … Read more
So, you’re eyeing the Wells Fargo Autograph card, a tempting prospect with its juicy 3% cash back on travel, dining, and gas, but you’re wondering if your credit score makes the cut. Well, buckle up, credit card enthusiast, because we’re about to dive deep into the world of Wells Fargo Autograph card credit score requirements … Read more
A bridge loan is a short-term loan that’s used to make a down payment on a new home. If you need extra money to buy a new house before selling your current one and want to make an offer without it being contingent on your house selling first, a bridge loan can be helpful. To … Read more
So, you’ve stumbled upon the enticing world of 0% APR credit cards, specifically those offering this sweet deal for the first 15 months. But what exactly does this mean for your wallet and spending habits? Buckle up, because we’re diving deep into the world of interest-free financing and answering all your burning questions. First things … Read more
FHA loans can help you overcome some of the most common barriers to homeownership, whether you’re a first-time home buyer or have less-than-stellar credit. These advantages include comparatively lax requirements for income and credit score as well as a 3 down payment requirement. 5%. The Federal Housing Administration (FHA) insures FHA loans, which makes them … Read more
When applying for a mortgage, if you’re married or intend to get married and are considering purchasing a home, you typically combine your income and credit scores. However, you might be wondering if it’s possible to purchase a home with just one partner’s name on the mortgage. The short answer is yes. A married couple … Read more
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and heres how we … Read more
We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more