If credit card companies want us to stay debt-free, they have a pretty odd way of showing it. With strategies that some view as dubious, banks defraud cardholders of additional funds at every opportunity and frequently without prior notice. A number of fees, including annual, late, over-the-limit, foreign exchange, and others, have been likened to … Read more
Your mortgage lender must give you permission to rent out your home in order to avoid negative legal and financial repercussions like higher rates or foreclosure. This manual explains the significance of getting permission from lenders, how to follow local laws, what occupancy fraud is, and how to handle rental situations sensibly. By. Have you … Read more
In a Nutshell The highest credit score you can get with the two main scoring models is 850. If you don’t have perfect scores today, don’t panic. Very few people do. You should be able to get the best interest rate offers on loans and mortgages as long as your scores fall within the highest … Read more
Yes, self-employed farmers are eligible for the Paycheck Protection Program (PPP). This program, created under the CARES Act in 2020, provides forgivable loans to small businesses, including farms. While much of the focus has been on payroll expenses, self-employed farmers can also apply for PPP loans based on their gross income. This article will provide … Read more
Life can throw curveballs, and sometimes, you need cash fast. Whether it’s an unexpected bill, a car repair, or a medical emergency, finding yourself in a financial pinch can be stressful. Thankfully, there are several options available for those who need to borrow money immediately. Instant Cash Advance Options: 1. Payday Loans: Payday loans are … Read more
Being a stay-at-home spouse comes with its own set of unique financial challenges and considerations While you may not be bringing in a paycheck, your contributions to the household are invaluable. However, when it comes to taxes, the rules can get a bit murky Do homemakers have to file taxes? The answer, like most things … Read more
Filing taxes as a single parent requires coordination between you and your ex-spouse or partner. Usually the custodial parent claims the child as a dependent, but there are exceptions. A single parent is allowed to claim applicable deductions and exemptions for each qualifying child. If your child has income (from an after-school job, for example), … Read more
This credit card debt statistics page tracks Americans’ credit card use each month. This page is updated frequently, and we look at things like how much debt people have, how frequently they carry a balance from month to month, how frequently they make late credit card payments, and more. Yo, credit card warriors! Buckle up, … Read more
A credit score above 600 is generally preferred for a traditional auto loan. However, requirements change with lenders and you may have other options. Find out more. Purchasing your first vehicle or looking to sell your current vehicle and get financing for a newer model is a significant financial decision. Your ability to finance the … Read more
In a Nutshell Buying a car with cash has its benefits. Because you’re only able to use the cash you have on hand and there won’t be any interest associated with the auto loan, it can help you stay within your budget. However, paying in full could prevent you from taking advantage of the dealer’s … Read more