We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more
What are the benefits of being mortgage-free? This question has captivated countless homeowners, sparking dreams of financial independence and a life unburdened by monthly mortgage payments While the allure of a mortgage-free existence is undeniable, the path to achieving it can be complex and riddled with questions. In this comprehensive guide, we delve deep into … Read more
An 828 credit score is considered excellent and is a sign of near-flawless credit management. This means that you have a very low risk of defaulting on your bills, and lenders will be eager to offer you their best deals, including the lowest-available interest rates. What Does an 828 Credit Score Get You? With an … Read more
Considering getting a second credit card? Credit cards have many benefits when used properly, including the ability to accrue rewards and establish credit. But it might not be the right move for everyone. Find out more about what to look for in a credit card, when it might make sense to get a second one, … Read more
Your FICO® score of 834 is within the exceptional range of scores, which is between 800 and 850. Since your FICO® Score is significantly higher than the national average, getting approved for new credit will probably be simple for you. Less than 1% of consumers with Exceptional FICO® Scores are likely to become seriously delinquent … Read more
Yes, the IRS can garnish your Social Security benefits under certain circumstances. This means they can legally take a portion of your benefits to pay off your outstanding tax debt. Here’s what you need to know about Social Security garnishment: How it works: Federal Payment Levy Program (FPLP): This automated program allows the IRS to … Read more
We think it’s important for you to understand how we make money. It’s pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make enables us to produce our other fantastic tools and instructional materials as well as to provide you with free … Read more
If you have ever spent your way into a large amount of credit card debt, you may argue that the answer is definitely yes. Should you have more than one credit card? It’s certainly true that taking out multiple credit cards can make your debt repayments unsustainable. But there’s no hard and fast rule when … Read more
In a nutshell: Any debts owed, including credit card debt, must be paid off by the estate of the deceased. Relatives typically aren’t responsible for using their own money to pay off credit card debt after death. However, in certain situations, such as when they shared an account with the deceased or are the surviving … Read more
When you consider getting a mortgage, you probably assume that getting approved will require having an incredibly high credit score. After all, you take on a mortgage to fund a home purchase, which can cost quite a fortune. This is why a lot of people work to get the highest FICO score they can get. … Read more