Why You Should Never Close a Credit Card (Even If You Don’t Use It)

We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more

Does a Debit Card Affect Your Credit Score?

Nope, using a debit card won’t magically boost your credit score. But don’t fret, there are other ways to build a healthy credit history and score. Let’s dive into the nitty-gritty of why debit cards don’t affect your credit score and explore some alternative options for building credit. Why Debit Cards Don’t Affect Your Credit … Read more

Introduction

We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more

Can You Lose Your Loan After Closing? A Comprehensive Guide to Understanding the Process

The process of getting a mortgage approved can be a long, stressful one. Making it to the closing is a major accomplishment because there are numerous requirements throughout the application process. However, there are scenarios where the loan application was denied at closing. After completing all required steps, including closing, as an applicant, you might … Read more

Why Would a Bank Deny a Loan? 7 Reasons and What to Do About It

We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more