In summary, a soft credit inquiry won’t have an impact on your credit scores, but a hard credit inquiry may and will remain on your credit reports for approximately two years. Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect. We think its important for you to understand how we … Read more
Congratulations! With an 846 credit score, you’ve achieved the coveted “exceptional” credit score range. This puts you in the top 21% of consumers nationwide, opening doors to a world of financial benefits and opportunities. Let’s delve deeper into what your 846 credit score means and how you can leverage it to your advantage. What does … Read more
Disputing and removing incorrect information on your credit report can be tedious and time-consuming. So having one of these items reappear on your credit report can be frustrating. This information may have negatively affected your credit and even cost you money. After this “blast from the past” reappears, what should you do? This article will … Read more
So, you’ve checked your credit score and it’s sitting pretty at 751. That’s fantastic! But you’re not sure if it’s good enough. Well, let me tell you, according to the wise folks on Reddit, a 751 credit score is a bona fide gem. Reddit’s Verdict: 751 is a Stellar Score The personal finance subreddit, a … Read more
Refinancing a mortgage essentially amounts to taking out a new loan and using the proceeds to pay off your current mortgage in order to receive a lower interest rate or better loan terms. When refinancing a mortgage, you typically qualify for the same tax breaks as when you take out a mortgage to purchase a … Read more
In a Nutshell: Higher credit scores can lead to better credit opportunities, such as approval for credit cards or favorable terms on loans. But knowing exactly what it means to have good credit is a challenge. More than 100 million members use Credit Karma to help them understand and work on their credit scores. Here’s … Read more
In a Nutshell Your FICO® scores can range from poor to excellent. Find out where you stand, what it means and how you can improve your credit. Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect. We think its important for you to understand how we make money. Its pretty … Read more
Ever dreamt of walking into a bank and getting approved for the lowest interest rates and most favorable loan terms imaginable? That’s the reality for individuals with super-prime credit, the holy grail of credit scores. But what exactly is super-prime credit, and how can you achieve this coveted status? Let’s dive deep into the world … Read more
Figuring out how to pay off debt when you’re not earning a lot can be difficult. But even with a low income, you might be able to pay off debt if you follow the steps listed below. Drowning in debt and feeling like there’s no way out? You’re not alone. Millions of people struggle with … Read more
The bank where the check is being deposited doesn’t have to report the transaction to the government if it’s a single cashier’s check, money order, or travelers check worth more than $10,000. Instead, the institution that issues the check in exchange for currency must do so. If you deposit $10,000 or more, your bank or … Read more