Finance

We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more

In a nutshell, having debts in collection typically indicates that someone else is attempting to collect money owed to your creditors on their behalf. Debt collection is a federally regulated process, and you have rights that collection agencies must respect. While debts in collection can negatively affect your credit scores, the severity of the impact … Read more

TransUnion® is one of the three major credit bureaus. The other two are Equifax® and Experian®. Credit bureaus are also known as credit reporting companies or consumer reporting agencies. These companies gather information on credit history and activity, among other things, to generate credit reports. Find out more about the contents of TransUnion credit reports, … Read more

Answer Quickly: Paying your bills on time, paying off debt, avoiding new hard inquiries, and getting assistance establishing credit are all ways to raise your credit score. Recognize the basic factors that affect credit, such as whether you carry a balance on your credit card and whether you pay your bills on time, in order … Read more

A high credit score can be extremely beneficial when applying for loans, renting an apartment, or obtaining a mortgage. Even more opportunities may be available to you if your credit score is exceptional or excellent and falls between 800 and 850. However, improving your score isn’t always as simple as it sounds. The credit reports … Read more

Hey there, credit score enthusiasts! Ever wondered if your 787 FICO® score is something to celebrate or if you should be aiming higher? Well, buckle up because we’re about to dive deep into the world of credit scores and uncover the truth behind that impressive three-digit number. Spoiler alert: a 787 FICO® score is pretty … Read more

We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more

When deciding whether and when to expel members, what kinds of concerns does the new regulation bring up for your credit union? The National Credit Union Administration (NCUA) recently proposed a rule that would allow federal credit unions (FCUs) to expel members for cause by a two-thirds vote of a quorum of the board of … Read more

When it comes to obtaining the best mortgage rate, every dollar matters in the world of homeownership. Even though a 1% difference in interest rate may not seem like much at first, over the course of your loan, it can add up to significant savings, possibly amounting to tens of thousands of dollars. This Unpacking … Read more

In a Nutshell: There are two ways to lower your risk of identity theft: locking and freezing your credit file. In general, how frequently you apply for credit and how much you’re willing to pay will determine which option is best for you. Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that … Read more