Is 772 a Good Credit Score? You Bet It Is!

Unveiling the Secrets of a Very Good Credit Score Congratulations! With a credit score of 772, you’ve landed yourself firmly in the “Very Good” credit score range. That’s something to celebrate my friend! But what does it actually mean to have a 772 credit score? And how can you leverage this awesome score to your … Read more

Should You Pay Off Your Car Loan Early? Or Is It Smarter to Wait?

We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more

Bridging Loans: Are They Worth the Cost?

Navigating the complexities of bridging loans can be daunting, especially when cost is a major concern. This comprehensive guide delves into the intricacies of bridging finance, offering valuable insights to help you determine if it’s the right fit for your financial needs Understanding Bridging Loans: A Primer Bridging loans act as a financial bridge, providing … Read more

Can a New Appraisal Eliminate PMI?

PMI, or Private Mortgage Insurance, is a type of insurance that protects lenders if a borrower defaults on their mortgage. It’s typically required for conventional loans with a down payment of less than 20%. However, did you know that you might be able to eliminate PMI by getting a new appraisal? How does PMI work? … Read more

Can I Buy a House With a 430 Credit Score? Navigating the Housing Market with Less-Than-Perfect Credit

Your score falls within the range of scores, from 300 to 579, considered Very Poor. A 430 FICO® Score is significantly below the average credit score. Consumers with Very Poor credit scores are often seen by lenders as having bad credit, and their applications for credit may be denied. Candidates in this range may be … Read more

Unraveling the Mystery: Why Costco Doesn’t Accept Mastercard and Clever Workarounds

Costco, the beloved warehouse club known for its bulk deals and Kirkland Signature products, has a peculiar payment policy: they don’t accept Mastercard. This decision has left many Mastercard holders scratching their heads, wondering why they can’t use their preferred card at their favorite store. The History Behind the Mastercard Ban In 2016, Costco ended … Read more