Losing a parent is a difficult and emotional experience. On top of dealing with grief, you may also have to deal with the practicalities of their estate, including their mortgage. If your parent owned a home with a mortgage, you might be wondering if you can take over the loan. The good news is that, … Read more
Ah, the sweet relief of being debt-free. It’s a dream we all chase, but the journey can feel like a marathon, especially when you’re staring down a hefty loan balance. But fear not, fellow loan warriors, for the answer to your burning question, “How long will it take to pay off my loan?” lies within … Read more
Losing a loved one is never easy, and dealing with their financial affairs can be an added burden during this difficult time. One of the questions that may arise is what happens to a financed car when the owner passes away. Understanding the Car Loan Death Clause Most car loan agreements include a death clause … Read more
Although the term “very good” credit score isn’t officially defined, most experts would classify your 756 FICO Score as such. With this credit score, which is above average, you have a great chance of obtaining a favorable rate on a mortgage or auto loan. It also facilitates taking advantage of the best credit card deals … Read more
In a Nutshell: Writing a goodwill letter to your creditors may help to remove negative information from your credit reports, though this is not a guaranteed outcome. Here’s when and how to try this credit tactic. Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect. We think its important for … Read more
NerdWallet is an advertising partner for some or all of the mortgage lenders on our site; however, this has no bearing on our ratings, lender star ratings, or the order in which lenders appear on the page. Our opinions are our own. Here is a list of our partners. About These Rates: The lenders whose … Read more
There are numerous limitations imposed by credit card issuers on the approval process and the ability to receive welcome bonuses on credit cards. I wanted to discuss a significant restriction in this post that may not be as clear-cut as it seems in order to qualify for the welcome offers on American Express cards. So … Read more
Biweekly mortgage payments result in one extra loan payment each year. And so, by moving to a biweekly mortgage payment schedule, you can save thousands of dollars in interest and considerably shorten the time it takes to pay off your mortgage. Most homeowners dream of paying off their mortgage early. One way to achieve this … Read more
In a Nutshell: The amount of your available credit that you use each month can be strengthened by lowering your credit card utilization rate. Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect. We think its important for you to understand how we make money. Its pretty simple, actually. The … Read more
Buying a home is a thrilling experience, but the journey from prequalification to closing can be fraught with anxiety While prequalification and underwriting approval suggest a smooth sailing towards closing, the possibility of a loan denial at the final hurdle can leave you feeling confused and helpless This comprehensive guide explores the complexities of the … Read more