If you work under contract, you might not have the same documentation that most people do regarding your employment and income. This can make financing a car as a self employed person seem more difficult. However, if you are ready and have the necessary knowledge, you can still be approved for a car loan as … Read more
When applying for a mortgage, there are a few things you should avoid doing if you’re looking for a new house. Knowing what to stay away from, will improve your chances of being approved. Plus, you’ll receive the best rate on a home loan. Read on to discover the top FAQs we get asked by … Read more
The issuer’s five card limit is a restriction to be mindful of when applying for American Express cards. I wanted to go into more detail about that in this post and also share some data suggesting that maybe this isn’t quite as strict as it used to be. Navigating the world of rewards credit cards … Read more
Getting a call from a debt collector can be stressful and intimidating. You might be unsure whether to answer the call, what to say, or how to protect your rights. This guide will help you navigate debt collection communication effectively and understand your options. Should You Answer Debt Collector Calls? The decision of whether to … Read more
In summary, the FICO® Score 9 credit scoring model examines medical debt, paid collections, and rental history in a different way than earlier iterations. Here’s why your FICO® Score 9 credit scores could be different. Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect. We think its important for you … Read more
Dreaming of driving off in your dream car? Before you hit the gas, it’s important to understand the concept of a “highly qualified buyer” and how your credit score plays a crucial role in determining your eligibility for the best auto financing deals Let’s dive deep into the world of credit scores and explore what … Read more
Disclosure: We receive a commission if you click on an affiliate link and buy something we recommend. This post contains affiliate links. Please check out our disclosure policy for more details. Getting a mortgage can be frustrating, especially with all the work that goes on behind the scenes. An underwriter handles the majority of that … Read more
It’s a good idea to consider debt settlement when you have debts that you are unable to repay in full. An offer to settle your account with your creditors for less than what you owe is known as a debt settlement. Here are some things to consider before offering a creditor or debt collector a … Read more
When used sensibly, credit cards can be excellent financial tools because they’re simple to use, secure, and rewarding, and they can help you manage your money and establish a good credit score. However, they also come with some risks. Fees, high interest rates, and late payments can quickly mount up, leaving you with debt that … Read more
The mortgage process is like a job interview — except it’s based entirely on your financial background. Lenders scrutinize your credit history, income, employment and savings experience to see if you meet their guidelines. They examine your financial records, much like a CV, to see if you possess the money management abilities necessary to satisfy … Read more