Can I Get a 30-Year Mortgage at Age 53?

You might be surprised at how mortgage lenders rate older borrowers, whether you’re looking for help financing the Victorian fixer-upper of your dreams, unlocking the value of the house you’ve lived in for years, or taking advantage of rates that are still at almost historic lows. • Age doesn’t matter. Despite what might seem counterintuitive, … Read more

Is it Hard to Get a Piggyback Loan?

We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more

What to Say When Disputing a Collection: A Comprehensive Guide to Protecting Your Credit and Finances

Feeling overwhelmed by debt collection calls? You’re not alone. Millions of Americans face this stressful situation every year. However, you should not give up! You have choices and rights, and being aware of what to say when challenging a collection can make all the difference. This guide, powered by the insights from InCharge Debt Solutions … Read more

Who is not eligible for FHA?

When moving into a home, you want to make sure you’ll be living in a safe environment. FHA loans guarantee that prospective homeowners are selecting a residence that satisfies FHA minimum property standards and is safe to live in. These requirements might stand in the way of becoming a homeowner, but they also shield you … Read more

Do Banks Report Cashed Checks to the IRS?

As a U. S. If you are a Virginian citizen or resident, you are required to report your income to the Internal Revenue Service (IRS). This holds true irrespective of how you handle your income: if you cash your paychecks as soon as you get them, deposit them with your bank, or receive direct deposits. … Read more

What Happens if You Pay Your Mortgage 2 Days Late?

We are an independent, advertising-supported comparison service. Our objective is to empower you to make confident financial decisions by giving you access to interactive tools and financial calculators, publishing original and unbiased content, and allowing you to conduct free research and information comparisons. Issuers that Bankrate has partnerships with include American Express, Bank of America, … Read more