Does Getting Prequalified on Zillow Hurt Your Credit?

What does it mean to get pre-approved vs. get pre-qualified for a mortgage, and what’s the difference between the two? Let’s take a look. When searching for a mortgage, you may hear the terms pre-qualification and pre-approval used interchangeably. However, they are two optional steps you can take to initiate the loan approval process. A … Read more

What Happens to Your Debt When You Die?

Prior to the remaining amount being given to your heirs, the majority of your debts will be settled by your estate. If the estate’s assets do not cover all the debt, much of it will be forgiven. Some types won’t, however, and rules differ from state to state. Navigating the Financial Maze After You’re Gone … Read more

Who Can I Talk to About Fixing My Credit?

Quick Answer: To begin “repairing” your credit on your own, check your credit score, make payments on time, and stay away from new credit. Prior to hiring a company to correct any errors on your credit report, it’s a good idea to concentrate on doing it yourself. Credit repair companies cant do anything that you … Read more

Is 789 a Good Credit Score in Canada?

Yes, a 789 credit score is considered very good in Canada. This puts you in the top 21% of consumers with credit scores in the country. You’ll likely receive easy approvals when applying for new credit, and you’ll likely qualify for the best interest rates and terms on loans and credit cards. Here’s a breakdown … Read more

Is a 710 Credit Score Good Enough to Buy a Car?

First-time buyers in particular may find the car financing process intimidating, and many consumers fear they aren’t competitive enough to get financing in St Louis. If you’re wondering if a 710 credit score is good or bad for purchasing a new car, you’re in luck because it’s regarded as “Good.” ” That means you are … Read more