There are many reasons why someone would ask for your credit history. For instance, when you apply for a new credit card or take out a mortgage. Lenders and landlords run credit checks to see if you are likely to be a financial risk, or even rent an apartment! But what impact do these inquiries … Read more
Receiving calls concerning old debts you were unaware of can be quite perplexing in and of themselves, let alone receiving calls concerning the same debt from several sources. Believe it or not, this happens all the time. Although it may not always be fraud, it could indicate that you have rights under the Fair Debt … Read more
Don’t sweat it, fam! I got your back when it comes to understanding the complexities of debt collection and protecting your hard-earned cash. Let’s dive into the nitty-gritty of whether your wife’s bank account can be touched for your debt. Heads up, though: the answer ain’t as straightforward as a yes or no. It depends … Read more
A banker is primarily responsible for assisting clients with their banking needs, particularly when withdrawing, depositing, and paying. Bankers are primarily in charge of opening and closing accounts, processing requirements, confirming the authenticity of paperwork, offering services and other financial options to clients, and responding to questions and concerns in addition to handling transactions. A … Read more
We think its important for you to understand how we make money. Its pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make enables us to produce our other fantastic tools and instructional materials as well as to provide you with free … Read more
Navigating the Complexities of Love, Finances, and Debt Debt can be a major stressor in any relationship and it’s especially important to consider its potential impact before taking the plunge into marriage. In this comprehensive guide we’ll delve into the complexities of love, finances, and debt, helping you determine whether marrying someone with a significant … Read more
Acquiring a mortgage is a significant financial milestone for many Australian home buyers. The steps taken leading up to the application process can have far-reaching consequences. Australians frequently debate whether to cancel credit cards before submitting an application for a mortgage, regardless of whether they are seasoned real estate investors or first-time buyers needing to … Read more
Here, we explain some of the ways to do it and what you’ll need to consider. Are you dreaming of becoming mortgage-free sooner? Paying off your mortgage early can save you a significant amount of money on interest payments and shorten the length of your mortgage term. But before you jump in, it’s important to … Read more
Your credit score may have decreased due to late or missing payments, a recent credit application, accruing a sizable credit card debt, or canceling a credit card. A recent late or missed payment, the application for new credit, a modification to your credit limit or usage, or any of these events could have all contributed … Read more
The credit bureaus hold the key to your credit score and financial history. Do you know what they are? This is why it’s important to know if you plan on taking a loan out. This blog post serves as a guide to credit bureaus in South Africa. Hey there, credit-savvy South Africans! Whether you’re a … Read more