When a debt has gone into collections, you’d probably know you’ve run into financial difficulties. Even after you pay off the debt, having collections on your credit report can negatively impact your credit score for a considerable amount of time. Paying off debt is the most pressing issue, though. Successfully disputing inaccurate information is the … Read more
If your credit score is 675, you are right in the middle. As of 2021, the average FICO score for a consumer in the United States is 714, according to Experian, with a score between 670 and 739 generally regarded as good. An average credit score of 675 indicates that you typically pay your bills … Read more
Hey there, fellow financial explorer! Ever wondered why banks are so keen on getting their hands on your Social Security number? It’s not just for keeping tabs on your retirement contributions, that’s for sure. In fact, there are several key reasons why banks require this seemingly innocuous nine-digit code. Unveiling the Reasons: A Deep Dive … Read more
Although there isn’t a minimum credit score required to be approved for an auto loan, most accepted applicants have scores above 660. While a low credit score won’t always prevent you from obtaining an auto loan, it will probably result in a higher interest rate. Here’s what you should know about credit scores for auto … Read more
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and heres how we … Read more
So you’ve decided to refinance your mortgage – congrats! Refinancing can be a great way to save money on your monthly payments, access cash for home improvements or other expenses, or simply get a better interest rate. But how long does it actually take to get your hands on that sweet, sweet cash? The answer … Read more
Getting a car loan is a big decision and one of the first things you’ll need to figure out is the loan term. This is the length of time you’ll have to repay the loan and it can have a big impact on your monthly payments and the total amount of interest you’ll pay. So, … Read more
The FNB Private Wealth Credit Card is the best credit card for both your everyday and larger transactional needs because it comes with exclusive travel and lifestyle benefits. Get a bundle account at no cost to you. Purchase Protect offers up to R15 000 cover for items purchased with your virtual credit card. Earn up … Read more
No, 2699% is a high APR for a credit card While it may not be the highest rate available, it’s significantly above the average APR for new credit card offers, which currently sits around 16.27%. Here’s why 26.99% is considered high: It’s much higher than the average APR. This means you’ll be paying significantly more … Read more
It’s feasible for someone whose PPP loan is past due to have it garnished in order to settle unpaid child support obligations. It’s important to keep in mind that depending on the law and the jurisdiction, PPP loan regulations, support cases, and child custody cases can change. Additionally, the particulars of each case may affect … Read more