Have you ever stopped to think about what true wealth in today’s world looks like? Is it defined by an enormous bank account, or is there more to it? What if the true mark of affluence was just the absence of debt? A recent consumer trends report by Equifax paints a telling picture for Alberta. … Read more
In today’s world, having a good credit score is crucial for securing loans, mortgages, and even jobs. Many individuals turn to credit monitoring services like Credit Sesame to track their credit score and improve their financial health. However, a common question arises: does using Credit Sesame impact your credit score? The Answer: No Credit Sesame … Read more
And what not to do if you want to get the most financial benefit from it Trending Videos A substantial inheritance can have both positive and negative effects; positive because the recipient will have the financial means to put it to good use rather than just throw it away. Heres a step-by-step guide for anyone … Read more
Although credit cards are convenient, your debt may spiral out of control if you don’t manage it. If your credit card debt has reached $30,000, that should be a big-time wake-up call. A recent GOBankingRates survey said about 14 million credit card holders had balances of $10,000 or more. Thirty percent of Americans think it … Read more
You will need to submit documentation for employment, bank accounts, property details, tax returns, and evidence of additional income when applying for a mortgage. Mortgage lenders such as Guild use bank statements and other documentation to evaluate your financial status and determine your loan eligibility. Knowing what we look for on bank statements will help … Read more
It’s convenient to have a dealer handle financing for your car purchase, but if you locate your own lender and apply directly, you might be able to get a better interest rate. You can choose to finance the purchase of an automobile through a bank or a dealership if you are purchasing one and lack … Read more
Buying a house is a big step, and one of the first things you’ll need to do is get pre-approved for a mortgage. But how long does it really take to get approved? The answer, like most things in life, is: it depends. Factors that can affect the mortgage pre-approval timeline: Your financial situation: This … Read more
If you’ve made the decision to take your debt seriously, you probably want to know how long it will take to rebuild your credit and what will happen to your score following a debt settlement. In actuality, a settlement may appear on your credit report for as little as two years or as long as … Read more
There is no right or wrong answer when it comes to credit cards, but having too many of them can negatively affect your credit score. Learn more with this essential guide. Irina Maltseva is a growth marketer with 10+ years of experience in digital marketing. After being scammed by Airbnb and Booking. com, Irina joined … Read more
For Americans nearing retirement age, paying off the mortgage after thirty years was once considered a milestone, but this situation is no longer typical. According to research from the Fannie Maes Economic and Strategic Research Group, baby boomers, those born between 1946 and 1965, are carrying more mortgage debt and are less likely than earlier … Read more