Can You Get Cash Back at Walmart with a Credit Card? A Comprehensive Guide

Whether you’re a frequent shopper at Walmart or are just getting acquainted with the store, you may be curious about whether you can use your credit card to get cash back at Walmart. Yes, without a doubt, but there are a few things to take into account based on the kind of credit card you have and how you want to get cash back.

1. Using Your Walmart Credit Card for Cash Back

You’re in luck if you own a Walmart Credit Card because there are multiple ways to earn cash back:

Walmart Pay: Enjoy 5% cash back in Walmart stores for the first 12 months when you use Walmart Pay.
Walmart.com Purchases: Get 5% cash back on all your online purchases at Walmart.com.
In-Store Purchases: Earn 2% cash back on every purchase you make at Walmart stores and fuel stations.
Restaurant and Travel Purchases: Get 2% cash back on all your dining and travel expenses.
All Other Purchases: Receive 1% cash back on all other purchases made with your Walmart Credit Card.

These cash back rewards are automatically credited to your statement, making it a convenient way to save money on your everyday purchases.

2. Using Other Credit Cards for Cash Back at Walmart

Even if you don’t have a Walmart Credit Card, you can still earn cash back at Walmart using other credit cards. Here are a few options:

Cash Back Credit Cards: Many credit cards offer cash back rewards on all purchases, including those made at Walmart. Look for cards that offer a high cash back rate on general spending or specific categories like groceries or gas.
Store Rewards Programs: Some store rewards programs, like the Target REDcard, offer discounts or cash back on purchases made at Walmart. Check with your favorite stores to see if they have any partnerships with Walmart.
Mobile Wallet Apps: Certain mobile wallet apps, like Google Pay and Apple Pay, offer cash back rewards on purchases made at select merchants, including Walmart.

Don’t forget to read the fine print on your credit card or rewards program to learn about the precise cash back rates and qualifying requirements.

3. Getting Cash Back at the Register

There are certain restrictions if you would rather get your cash back at the register at Walmart.

Walmart Credit Card: You can get up to $400 cash back at the register when you make a purchase with your Walmart Credit Card. However, this feature is only available for qualifying purchases and may not be applicable to all transactions.
Other Credit Cards: Cash back at the register is generally not available when using other credit cards at Walmart. However, some debit cards may offer this option.

It’s always best to check with the cashier or consult your card issuer for specific details regarding cash back at the register

4. Additional Tips for Maximizing Cash Back at Walmart

Here are some more pointers to help you get the most out of your Walmart cash back opportunity:

Use the Walmart app: The Walmart app offers exclusive deals and coupons that can help you save money on your purchases.
Shop during special promotions: Walmart often runs promotions that offer increased cash back or discounts on certain items. Keep an eye out for these deals to maximize your savings.
Consider using a debit card for cash back: Some debit cards offer cash back rewards on purchases made at Walmart. This can be a good option if you don’t want to use a credit card.

By using these pointers and learning about the various Walmart cash back options, you can maximize your credit card rewards and save money on regular purchases.

Have questions? We have answers.

You can access your account at walmart. capitalone. com. You can update your payment account details, set up paperless statements and AutoPay, make payments, and personalize reminders there. Alternatively, you can download the Capital One® mobile app, which provides the same great services on the go.

What is Walmart Pay and how do I link my Capital One® Walmart Rewards™ Card?

To learn about Walmart Pay and how to set up your card, please visit www.walmart.com/walmartpay.

Can you do cash back at Walmart with a credit card?

FAQ

Can you get cash back with a credit card from Walmart?

Yes, you can get cash back from a Walmart Credit Card simply by making purchases with your card. This is the case for both the Walmart Credit Card and the Walmart® Store Card.

Can you get cash back at a store with a credit card?

Debit cards have become so familiar, we’re accustomed to punching in our PINs and asking for cash back at the grocery store. Credit cards don’t offer quite the same amount of flexibility. You can, however, use a credit card for a cash advance; you’ll just have to pay for the privilege.

Can you get cash back on a credit card without the PIN at Walmart?

You can get a Walmart credit card cash advance without a PIN if you use the Quick Cash feature at Walmart. This allows you to get up to $20 per day at a Walmart register when you make a purchase.

How much cash can you get back on your Walmart card?

The Walmart cash back limit is $100 with any debit card purchase, and $20 for personal checks. Additionally, customers with either a Capital One Walmart Mastercard or Store Card can use their card’s Quick Cash feature to withdraw cash in $20 increments, up to $100.

Does Walmart have a cash back credit card?

This cash back credit card doesn’t charge an annual fee, yet you’ll earn 5 percent cash back when you shop at Walmart.com, 2 percent back on Walmart purchases made at Walmart stores and Walmart and Murphy USA Fuel Stations, restaurants and travel and 1 percent back on any other purchases.

How do I get 2% cash back from Walmart rewards?

If you want cash back (instead of points) and only one card in your wallet, a card earning 2% cash back is likely the best you can do. Another idea? Pair the two cards together and use the Walmart Rewards card exclusively at that store and use the 2% cash back card for all other spending.

Does Walmart give cash back?

First off, you get $25 cash back paid as statement credit when you open a Walmart credit card and spend $25. Then you get 3% cash back on all Walmart.com purchases, 2% on Murphy USA and Walmart gas, and 1% at Walmart and anywhere else your card is accepted. And you can also get cash back at the register, when you make a purchase.

What is Walmart credit card & how does it work?

More specifically, the Walmart Credit Card gives 5% cash back in Walmart stores using Walmart Pay for the first 12 months, 5% back on Walmart.com purchases, 2% back at Walmart stores and fuel stations, 2% back on restaurant and travel purchases, and 1% back on all other purchases.