Post Falls, Idaho is a beautiful city located along the Spokane River in Kootenai County. With a population of around 30,000 people, Post Falls offers scenic nature spots, great schools, and a robust business community. As a resident of Post Falls, having the right insurance coverage is essential to protect your assets. This is where Basin Insurance can help.
Overview of Basin Insurance in Post Falls
Basin Insurance is an independent insurance agency with an office located in Post Falls. They offer a wide range of insurance products from top carriers to meet the needs of individuals and businesses in the Post Falls community.
Some key facts about Basin Insurance Post Falls:
- Locally owned agency founded in 1974
- Provides insurance options from 30+ top carriers
- Offers auto, home, business, life, health, and specialty insurance
- Knowledgeable agents with over 146 years combined experience
- Highly rated with over 450 Google reviews at 4.8/5 stars
Basin Insurance takes pride in getting to know each client personally to understand their unique needs. They leverage their expertise to find you the right insurance coverage at the best value.
Insurance Products Offered
Basin Insurance offers all major lines of insurance, plus specialty products to fully protect what matters most to you.
Personal Insurance
For individuals and families, Basin Insurance provides:
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Auto Insurance: Policies from top carriers like Safeco, Travelers, Progressive. Get the right liability limits, comprehensive & collision deductibles, and optional coverages like rental reimbursement and roadside assistance. Discounts available for good drivers, good students, combining home & auto, and more.
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Home Insurance: Protect your home and possessions from risks like fire, theft, and natural disasters. Tailor coverage for dwelling, personal property, loss of use, personal liability, and more. Flood insurance also available.
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Umbrella Insurance: Extra liability coverage above home and auto insurance limits. Essential for protecting assets.
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Motorcycle Insurance: Comprehensive policies to cover your bike, accessories, safety gear and liability.
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Boat Insurance: Protect your watercraft investment. Coverage includes physical damage, liability, medical payments and more.
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RV Insurance: Get complete coverage for motorhomes and travel trailers. Protect yourself on the road and camping.
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Renters Insurance: Safeguard your possessions when renting, including liability and loss of use coverage.
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Life Insurance: Provide financial security for your family with term life, whole life, and universal life policies.
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Health Insurance: Major medical, supplemental, and Medicare plans from leading providers.
Business Insurance
For Post Falls companies, Basin Insurance offers:
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General Liability Insurance: Protect your business from liability exposures including bodily injury, property damage, personal injury and advertising injury claims.
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Professional Liability: Safeguard against claims of negligence, mistakes, or inadequate work that affect your clients.
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Commercial Property Insurance: Coverage for damage to your commercial building, business property, or loss of income from a covered cause of loss.
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Workers’ Compensation: Required coverage that provides wage replacement and medical benefits to employees injured on the job.
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Commercial Auto Insurance: Protect company vehicles and drivers. Customize coverage with options like rental reimbursement, towing, etc.
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Umbrella Insurance: Extra liability limits above other business policies.
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Business Owner’s Policy (BOP): Packages property and liability coverages for convenience.
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Cyber Insurance: Protect your business from costly data breaches, hacking incidents, cyber extortion and more.
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EPLI Insurance: Coverage for employment practices liability claims like discrimination, harassment, wrongful termination.
Specialty Insurance
Basin Insurance provides tailored coverage for unique assets and risks including:
- Inland Marine (contractors equipment, tools, etc.)
- Event insurance
- Jewelry, art, & collectibles
- Classic & antique vehicles
- ATVs, snowmobiles, watercraft
- Rental & vacant properties
- Manufactured homes
- Farm & agriculture
- And more!
Why Choose Basin Insurance?
There are many good reasons to choose Basin Insurance for your insurance needs:
Local Expertise
With deep roots in the Post Falls community, Basin Insurance understands the local insurance market. Their agents have experience tailored coverage for home, auto, and business scenarios unique to Post Falls. When you work with a local agent, you benefit from personalized guidance based on familiarity with your area.
Choice of Carriers
As an independent agency, Basin Insurance isn’t tied to just one insurance carrier. They represent over 30 leading insurers, allowing them to shop multiple companies to get you the best rate for equivalent coverage. With access to many carriers, they can also find coverage for unique assets and risks that captive agents can’t.
Trusted Advisors
Basin Insurance takes a consultative approach, truly acting as your advisor in risk management and insurance decisions. Their agents take the time to listen, understand your situation, and explain insurance concepts in simple terms. They use their expertise to ensure you understand what’s covered and have the right protections in place.
Convenience
The Basin Insurance office in Post Falls offers in-person service and assistance. You can meet with an agent face-to-face and get help with things like obtaining free quotes, applying for policies, making changes, filing claims and more. For your convenience, they also offer customer service over the phone and by email.
Highly Rated
With over 450 Google reviews and a 4.8 out of 5 star average rating, Basin Insurance is a trusted agency in the community. Customers consistently praise their friendly service, insurance knowledge and ability to find coverage at the best value.
Here are a few examples of real customer reviews:
“Basin Insurance makes getting insurance painless and easy. Dan was incredible to work with and found us the best deal possible. We will continue to use Basin Insurance for years to come.”
“Basin Insurance spent the time needed to truly understand my unique situation and tailored the perfect renter’s policy to meet my needs. I highly recommend them!”
“As a new small business owner, I was clueless about insurance. Basin Insurance carefully explained what coverage I needed and why. I feel fully protected now thanks to their attentive service.”
How to Get a Quote
Ready to get covered or save on your insurance? Connecting with Basin Insurance is easy:
Online: Visit the Basin Insurance website at www.basinpacific.com and click “Get a Quote” to get started. Provide details on what you need to insure including vehicles, home, business, etc.
Phone: Call their Post Falls office at (208) 773-1671 to speak with an agent and get personalized quote assistance.
In-person: Stop by their office M-F from 8:30am – 5:00pm at 1813 N Greensferry Rd Suite 200, Post Falls, ID 83854.
The friendly agents at Basin Insurance will provide quick, competitive quotes. They’ll also answer any questions you have about coverages or recommend add-ons to customize your policy.
The Bottom Line
Finding the right insurance for your needs is important. You want adequate coverage, the best value, and outstanding service. Basin Insurance delivers on all counts for residents and businesses in Post Falls, Idaho. As a local, independent agency, they provide personalized guidance and insurance expertise for protecting what matters most. If you’re looking for a trusted insurance advisor that has your back, Basin Insurance is the clear choice.