Understanding Personal Loan Finance Charges

When taking out a personal loan, you’ll likely encounter something called a finance charge As a personal finance blogger, I want to provide a detailed explanation of what exactly a personal loan finance charge is, the different fees that comprise it, and why it’s an important factor when shopping for a personal loan. What is … Read more

conventional loan flipping rules

Conventional Loan Flipping Rules A Guide to Navigating Financing When Buying and Selling Quickly Flipping houses for profit can be an exciting and lucrative endeavor for real estate investors. However, financing these quick flips comes with its own set of rules and requirements, especially when using conventional loans. In this comprehensive guide, we’ll explore conventional … Read more

FHA Loan Requirements for Manufactured Homes

If you’re looking for an alternative to a traditional, site-built home, you may want to consider financing a mobile home through the FHA manufactured home loan program. Sometimes called an FHA loan for a mobile home, this government-backed mortgage option allows borrowers with imperfect credit to purchase an affordable home. Buying a manufactured home with … Read more

How to Remove a Cosigner from a Mortgage Loan

If you originally needed a cosigner to qualify for your mortgage loan, you may eventually want to remove them, especially if your financial situation has improved. Having a cosigner can be restrictive if they are unable or unwilling to cooperate in decisions about the home. Fortunately, with some strategic planning it is possible to remove … Read more

How Long Is A Pre-Qualified Loan Good For?

Getting pre-qualified for a mortgage is an important first step when buying a home. It gives you an estimate of the loan amount you may qualify for. But pre-qualifications are only valid for a limited period. Typically, a pre-qualification letter will last 30-90 days. Here is a detailed look at pre-qualifications and how long they … Read more

Do Conventional Loans Require an Appraisal? A Complete Guide

Navigating home loans and property appraisals can be tricky, especially for military homebuyers. That said, property appraisals are important in determining the value of the home and influencing various other homebuying factors ranging from interest rates to eligibility criteria. The process can seem overwhelming but we’ll help you understand the intricacies of appraisal criteria, whether … Read more

Closed End Signature Loans: A Complete Guide

Closed end signature loans also known as good faith loans or character loans are a popular type of installment loan offered by banks, credit unions, and other lenders. In this comprehensive guide, we’ll explain what closed end signature loans are, how they work, their pros and cons, eligibility requirements, interest rates, alternatives, and more. What … Read more

USDA Home Loan Requirements in Florida: A Complete Guide

At Dash Home Loans, we make the mortgage financing process quick, painless, and (dare we say?) enjoyable. If you’re looking for a no-money-down loan option with a competitive APR, our expert Mortgage Coaches can determine your Florida USDA1 loan eligibility. Buying a home in Florida can be expensive but USDA home loans offer an affordable … Read more