Bella Mertz

If you’re looking to purchase a multifamily property as an owner-occupant, you may be wondering if you can use a USDA home loan to finance it. The short answer is yes, in many cases you can buy a duplex, triplex, or quadplex with a USDA mortgage, as long as you meet the eligibility requirements. As … Read more

Are you a veteran or service member who used a VA loan to purchase your home? If so, you may be curious about how the VA mortgage will affect your home-selling process. Don’t worry, as it is not that much different from any other type of real estate transaction. To help answer all your questions … Read more

As you embark on the process of buying a house, you’ll need to complete many tasks before you can close and move into your new home. Likely the most important item on your to-do list will be securing a home loan. A key figure in the home buying process is the mortgagee, but who is … Read more

Getting a new home built can be an exciting process. You get to work with an architect and designer to create the perfect home for your needs. However financing the construction of a new home is different than getting a traditional mortgage. Construction loans have specific requirements and a unique process. In this article, we’ll … Read more

Can You Buy a Duplex with an FHA Loan? A Complete Guide Buying a duplex with an FHA loan is an excellent way for first-time homebuyers to enter the real estate market An FHA loan allows you to purchase a duplex with as little as 3.5% down while living in one unit and renting out … Read more

Suppose you’ve decided to buy a home and contacted a real estate agent who told you to call back after you’ve been “preapproved.” Immediately, you might have wondered, “What is preapproval?” or “How do I start the process of getting a mortgage loan?” If you’re buying for the first time, the mortgage loan process is … Read more

Over 140,000 active-duty troops, veterans, and retired service members reside in the greater Colorado Springs area, constituting over a third of the city’s adult population. Therefore if you’re selling a home in El Paso County, you will likely receive an offer from a VA buyer. Historically, home sellers have been wary of VA loan borrowers … Read more

Buying a duplex with an FHA loan can be a great way to get started as a real estate investor. The FHA loan program allows buyers to purchase a duplex, triplex or fourplex property with as little as 3.5% down payment. This makes it more affordable to purchase a rental property than conventional loans that … Read more

We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more

For many foreign-born individuals living in the United States, owning a home is one of the cornerstones of the American dream. But theres a perception among some non-U.S. citizens that theres no way they can obtain a mortgage, thus creating a huge barrier to that goal. However, according to the National Association of Realtors (NAR), … Read more