Bella Mertz

We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more

If you lost your job or if you have a sudden decrease in income or an increase in out-of-pocket family health care expenses, we can help. Read this page to find out how to request help with current VA copay bills or an exemption from future copays. Financial hardship can strike anyone at any time. … Read more

Whether you’re constructing or buying a new modular home, have you decided how you’re going to pay for it? Modular homes are typically more affordable than traditional, onsite-built homes, and the application and financing processes are similar. Modular homes can be a great, affordable housing option to explore. We’ll outline your options for modular home … Read more

Reviewed Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors opinions or evaluations. Writing a hardship letter to one or more of your creditors can help you get through a tough financial time. With an understanding of your circumstances and evidence to support your claims, lenders … Read more

If you’d like to become a loan officer in Texas, there is a clear path to follow to get your Texas MLO license and begin your career in the mortgage industry. The term mortgage loan originator (MLO), licensed mortgage loan officer are frequently used interchangeably and both reflect the important job of helping home buyers … Read more

For many homeowners, home loans from the Federal Housing Administration (FHA) make homeownership attainable and affordable. This type of home loan has less stringent requirements than conventional loans. But while the requirements are more flexible, FHA mortgages still have requirements home buyers must meet, including paying closing costs. If you’re considering an FHA loan to … Read more

There are nearly 4.4 million notaries in the United States and many of them are also loan signing agents. But how do they differ? Here is everything you need to know. A loan signing agent plays a critical role in the mortgage closing process. As an independent contractor, a loan signing agent is responsible for … Read more

We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. Bankrate has partnerships … Read more

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.22.2″ global_colors_info=”{}”] A mortgage insured by the Federal Housing Administration can help you buy a home with less-than-perfect credit and a down payment as low as 3.5%. The government backing of these loans allows lenders to offer financing … Read more

Royal Credit Union has noticed an increased number of scams that start with online loan companies. There are legitimate online loan companies that can help you get a loan through a website or by making a phone call. However, we’ve also seen several scams operating under the disguise of an online loan company. Scammers seek … Read more