How to Get Your American Family Insurance Settlement Check

If you’ve been part of an American Family Insurance class action lawsuit, you may be eligible for a settlement check. American Family Insurance settles lawsuits related to issues like underpaid claims, discrimination, and more.

This guide explains everything you need to know about getting an American Family settlement check, including:

• Recent lawsuit settlements
• Who is eligible for payments
• How to file a claim form
• When checks are mailed out
• Claim filing deadlines
• How payment amounts are calculated

Follow the steps below to make sure you receive any settlement checks you qualify for from American Family Insurance.

Recent American Family Insurance Settlements

Here are some of the most recent class action settlements involving American Family Insurance:

• Total Loss Settlements: $2.2 million settlement for allegedly underpaying total loss claims in Washington.

• Race Discrimination: $6 million settlement for racial discrimination against African American employees.

• Overtime Pay: $5.2 million settlement for unpaid overtime wages for insurance agents classified as independent contractors.

• Credit Score Factors: $37 million settlement for using credit scores to set insurance rates in Missouri.

• Minimum Wage: $1 million settlement for unpaid wages to insurance agents in Pennsylvania who were paid solely on commission.

There are often open settlements eligible for claims, so keep an eye out for notices in the mail or online if you were an American Family Insurance customer or employee.

Who is Eligible for American Family Settlement Checks?

Each class action settlement defines eligibility requirements in the settlement agreement:

• For customer lawsuits, eligible claimants are American Family Insurance policyholders in certain states affected by the issues in the lawsuit.

• For employee lawsuits, eligible claimants are typically current or former American Family Insurance employees impacted by things like wage violations or discrimination.

Specific eligibility may depend factors like:

• Policy type (auto, homeowner’s, etc)
• Policy state
• Employment dates
• Job position

Carefully review settlement details to confirm you meet the criteria to submit a claim form.

How to File a Claim Form for Settlement Money

Here are the basic steps to file a claim to receive your American Family Insurance settlement check:

1. Wait for a Notice: If eligible, you’ll receive a notice by mail or email with details on how to file a claim. Notices are sent after the settlement is approved.

2. Review Requirements: Verify you meet the eligibility criteria and read all claim instructions carefully. Ineligible claims delay processing for others.

3. Collect Documentation: You may need supporting documents like policy numbers, payroll records, employment dates, etc.

4. Complete Claim Form: Fill out the official claim form in full and provide necessary docs. Claim forms are available on the settlement website.

5. Submit Claim: Send the completed claim form and documents by the deadline listed on the notice. Common ways to submit are electronically or by mail.

6. Wait for Approval: The settlement administrator will review and confirm claims. Checks are mailed after the claims review period closes.

Be sure to keep copies of your claim form and supporting documents for records. Reach out to the claims administrator with any questions about the claims process. Their contact information will be on the settlement website and notice.

When Will Settlement Checks be Mailed Out?

The timing for mailing American Family Insurance settlement checks depends on:

• Claims Deadline: The deadline for submitting claim forms is typically 2-3 months after the settlement is approved. This allows time for notices to reach class members.

• Claims Processing: It then takes 2-4 months for the claims administrator to review all claims and calculate settlement amounts.

• Appeal Period: There is a period after claims processing where either party can appeal the settlement approval. Checks can’t be sent during an appeal.

• Final Approval: After the appeal period expires, the court gives final approval to distribute checks. Checks are mailed shortly after final approval.

Many settlements state checks will mail out within 2-3 weeks after the court’s final approval.

The entire claims process takes an average of 4-8 months from the time the settlement is reached. Check your claim status regularly for updates on expected mailing timeframes.

How Are Settlement Check Amounts Calculated?

American Family settlement checks are typically calculated based on:

• The total settlement amount
• The number of valid claims filed
• The estimated damages per class member

For example, in a $2 million underpaid insurance claim settlement with 2,000 approved claimants, each person would get around $1,000 ($2,000,000 / 2,000 claimants).

Actual payment calculations can consider additional factors, such as:

• The insurance deductible amount underpaid on an individual claim
• The number of weeks an employee was underpaid in wages
• The percentage an insurance premium was overcharged based on credit factors

Higher damages per claimant can result in larger settlement amounts. Check the settlement website FAQ for how payment amounts are estimated for that particular settlement.

Don’t Miss Claim Filing Deadlines

The most important thing is to make sure you submit your American Family Insurance claim form before the cutoff deadline. Missing deadlines permanently disqualifies you from receiving settlement funds you’re entitled to.

Mark your calendar with claims deadlines as soon as you receive a notice. Submit documentation as early as possible to avoid issues from delays.

If you received notice of an American Family settlement, take action right away to get the compensation you deserve. Let the claims administrator know if your contact information changes so you receive updates.

With the claims process explained, you can now confidently file your claim and watch for your American Family Insurance settlement check.