An In-Depth Guide to American Family Insurance in Phillips, Wisconsin

American Family Insurance has been providing quality insurance products to residents of Phillips, Wisconsin for many years. This comprehensive guide will provide an overview of American Family Insurance in Phillips, the types of insurance they offer, customer service benefits, how to get a quote, make a payment, and file a claim, plus tips for choosing the right American Family agent for your needs.

Overview of American Family Insurance in Phillips, WI

  • American Family Insurance first opened an office in Phillips, WI in 1975.

  • They provide a wide range of insurance products including auto, homeowners, life, business, farm, and more.

  • The Phillips office is located at 189 S Lake Ave, Phillips, WI 54555.

  • They can be contacted by phone at (715) 339-2324 or fax at (715) 339-2326.

  • Office hours are Mon-Fri 9am-5pm, with evenings/weekends by appointment.

  • The Phillips agency is managed by agent Constance Scott. She has over 10 years of experience.

  • Constance leads a team of 5 licensed sales specialists to serve Phillips-area customers.

Insurance Products Offered in Phillips

American Family Insurance in Phillips, WI provides all types of insurance policies to meet community needs:

  • Auto: Coverage like liability, collision, comprehensive, medical payments, uninsured motorist

  • Home: Protection for homeowners, renters, and condo owners including property, liability, and flood

  • Life: Term and whole life policies plus annuities to fit different budget and family needs

  • Business: General liability, property, commercial auto, workers comp, professional liability, more

  • Farm: Coverage for homes, vehicles, equipment, livestock, and farming operations

  • Specialty: Boat, motorcycle, classic car, snowmobile, umbrella, and other specialized policies

Benefits of Choosing American Family

There are many benefits to choosing American Family Insurance in Phillips for your insurance needs:

  • Local agents provide customized guidance and support

  • Competitive rates tailored to your unique risk profile

  • Convenient payment options like bank draft, credit card, and online billing

  • Bundling discounts to insure both home and auto with American Family

  • 24/7 claims service with fast response times and advice from local adjusters

  • Superior financial strength as shown by high ratings from AM Best

  • Award-winning customer satisfaction year after year

  • Dividends paid back when the company performs well financially

How to Get a Quote From American Family Phillips

There are a few easy ways to get a no-obligation insurance quote from the American Family Phillips agency:

  • By phone: Call (715) 339-2324 and speak with an agent to discuss needs and get quoted

  • Online: Visit AmFam.com, enter your ZIP code, and fill out the quick form to compare instant rates

  • In person: Stop by 189 S Lake Ave in Phillips to meet with an agent face-to-face

  • Through the mobile app: Download the AmFam app and utilize tools to get quotes 24/7

When getting a quote, have details on things like your driver’s license, vehicles, home details, and current coverage ready. This allows them to provide the most accurate quote.

How to Make Insurance Payments at American Family Phillips

American Family offers flexible insurance payment options like:

  • Pay online through the policyholder portal using e-check, credit card, or bank account

  • Pay by phone via credit card or checking account information by calling the agency

  • Automatic bank drafts so payments are deducted from a checking account monthly

  • Mail a check to the Phillips agency office at 189 S Lake Ave, Phillips, WI 54555

  • Pay in person by stopping by the Phillips office with cash, check, or credit/debit

Payment is typically due on the same date each month based on your effective policy date. Reach out to the Phillips agency if you need to change your payment method or due date.

Steps to File an Insurance Claim With American Family Phillips

Follow these steps if you need to file an insurance claim with American Family in Phillips:

  1. Report the claim as soon as possible by calling (800) 692-6326 or using the AmFam mobile app.

  2. Provide details about what happened, location, people/property involved, and any police reports.

  3. Cooperate fully with the claims process. Supply documentation, allow property inspection, and answer questions thoroughly.

  4. Discuss coverage and process with your claims representative. Ask questions if anything is unclear.

  5. Receive communication on claim status updates, decisions, and resolutions.

  6. For auto repairs, take your vehicle to any licensed shop of your choice.

  7. Get your claim payment via check or direct deposit if eligible.

Tips for Choosing the Right American Family Agent

Consider these tips when selecting an American Family Insurance agent in Phillips, WI for your needs:

  • Check credentials: Confirm the agent is licensed in WI to sell insurance products.

  • Meet in person: Visit the agency to get a feel for the office environment and staff professionalism.

  • Review ratings: Look at customer ratings and testimonials online to evaluate service quality.

  • Compare experience: Ask about the agent’s background, training, and years in the community.

  • Discuss needs: Share your unique situation to see if the agent listens well and provides relevant recommendations.

  • Verify availability: Ask about appointment availability and after-hours support options.

  • Check specialties: See if the agent has expertise relevant to your specific insurance needs.

  • Consider recommendations: Ask family and friends for agent suggestions based on their customer experience.

Why Choose American Family Insurance in Phillips?

There are many great reasons to choose American Family Insurance for your insurance needs if you live in the Phillips, WI area:

  • They’ve been serving the community since 1975 so have deep roots and knowledge.

  • Their local agents like Constance Scott provide personalized guidance you won’t get from national 800 numbers.

  • American Family offers competitive rates on all types of insurance tailored to your unique profile.

  • They have outstanding financial strength and claims satisfaction ratings year after year.

  • You can bundle home and auto policies to save money.

  • Their flexible payment options and 24/7 claims service adds convenience.

  • American Family pays dividends back to policyholders when finances are strong.

  • They have mobile tools that add convenience for quotes, payments, and managing your policy.

For customized coverage, excellent service, and community-focused attention, American Family Insurance is a great choice in Phillips, WI.

American Family Insurance

FAQ

Why is American family insurance so expensive?

Candace Baker, Car Insurance Writer American Family is so expensive because car insurance is expensive in general, due to rising costs for insurers. But at $665 per year, the average American Family car insurance premium is actually about the same as the national average of $671 per year.

Is American Family Insurance the same as the general?

The General Insurance is a subsidiary of PGC Holdings Corp., which is owned by American Family. PGC Holdings Corp., which stands for Permanent General Companies, was purchased by American Family in 2012 for $239 million. However, The General is still maintained as a separate brand.

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