Your Guide to Erie Insurance in St. Albans, WV

Erie Insurance has been proudly serving the St. Albans area since 1925 with quality insurance products at affordable rates. This article will provide an in-depth look at Erie Insurance’s offerings in St. Albans, WV and why they may be the right choice for your insurance needs.

Overview of Erie Insurance

  • Erie Insurance is a Fortune 500 company providing auto, home, commercial and life insurance through independent insurance agents in 12 states and Washington, D.C.
  • Founded in 1925 in Erie, PA, they have over 90 years of experience providing quality insurance products.
  • Erie Insurance has an A+ (Superior) rating from A.M. Best, indicating excellent financial strength to pay claims.
  • With over 5 million policies in force, Erie Insurance provides coverage for about 12% of the insured cars in their markets.

Erie Insurance Offerings for St. Albans

Erie Insurance provides a wide range of insurance products to protect what matters most to the residents and businesses of St. Albans, WV:

Auto Insurance

  • Offers coverage options for collision, comprehensive, rental reimbursement, ridesharing and more
  • Discounts available for safe driving, low mileage, multi-car, multi-policy and more
  • 24/7 roadside assistance with towing, fuel delivery, lockout service and more

Homeowners Insurance

  • Coverage for dwelling, personal property, loss of use, personal liability and more
  • Discounts for new home, protective devices, multi-policy and more
  • Additional coverage options available such as guaranteed replacement cost

Renters Insurance

  • Covers personal property against perils like theft, fire, windstorm and more
  • Liability protection if someone is injured in your rental
  • Personal property coverage for possessions when away from home

Business Insurance

  • General liability, property, commercial auto and other coverages
  • Industry-specific solutions for retail, offices, restaurants and more
  • Risk control services to help manage hazards and prevent losses

Life Insurance

  • Term life, whole life, universal life policies available
  • Optional riders for chronic and terminal illness coverage
  • Policies also available for children

Erie Insurance’s St. Albans Agency – Evans & Morris Insurance

Evans & Morris Insurance is Erie Insurance’s trusted local agency serving St. Albans, WV and the surrounding areas.

About the Agency

  • Established in 1981 in St. Albans, WV
  • Provides auto, home, business, life and Medicare Supplement insurance
  • Recognized with Erie Insurance Founders Award in 2019
  • Located at 715 6th Ave, beside Dairy Queen in St. Albans

Meet the Agency Staff

Bob Evans – Agency Principal

With over 40 years of insurance experience, Bob guides the agency’s commitment to bringing the value of better insurance protection and caring service. He enjoys golfing in his spare time.

Chrissy Ball – Licensed Producer

Chrissy has 20 years of insurance experience. She specializes in auto, home, commercial and life insurance products.

Why Choose Evans & Morris Insurance?

  • Local knowledge and relationships. With deep roots in the community, they understand the local insurance needs.

  • Trusted advisor. They take time to understand each customer’s unique situation and provide expertise to ensure proper coverage.

  • Quality products at affordable rates. As an Erie agent, they offer Erie’s renowned quality products and competitive pricing.

  • Exceptional service. The agency staff cares about each customer and takes pride in providing an excellent service experience.

Erie Insurance Claims Service in St. Albans

Erie Insurance stands out from competitors when it comes to claims service:

  • 24/7 claims reporting online or by phone for added convenience

  • Erie Claim Representatives have an average 12 years of experience for efficient handling

  • Use Erie preferred repair shops to ensure quality repairs and workmanship

  • Erie Ride Guide provides transportation if your vehicle needs repairs

  • Erie Claim Counselors available for additional assistance if needed

Erie Insurance works hard to process claims quickly and resolve any issues fairly for their St. Albans customers.

Erie Insurance Rates and Discounts in St. Albans

Erie Insurance offers competitive base rates for St. Albans drivers, averaging 10-15% lower than the national average. They also offer many ways to save:

Auto Insurance Discounts

  • Multi-car
  • Multi-policy
  • Safe driver
  • Low mileage
  • Youthful driver
  • Mature driver

Home Insurance Discounts

  • Multi-policy
  • Smart home devices
  • New home
  • Protective devices

Discounts will lower your premium – contact Evans & Morris Insurance to learn more about discounts you may qualify for.

Is Erie Insurance Right for You?

When looking for insurance in St. Albans, consider these key benefits that Erie Insurance provides:

  • Outstanding financial strength – Erie is highly rated by A.M. Best

  • Quality coverage – Broad insurance products with flexible options

  • Competitive rates – Discount opportunities to save you money

  • Superior claims service – Fast, fair claims resolution when you need it most

  • Local agents – Evans & Morris Insurance provides trusted advice

Erie Insurance has been serving the St. Albans community with care and excellence for over 36 years. If you’re looking for a reliable insurance provider that offers robust coverage, competitive pricing and excellent service, Erie Insurance is a great fit.

To learn more or get an insurance quote:

Evans & Morris Insurance will take the time to understand your unique needs and ensure you have the right insurance protection for your vehicles, home, business and more. Trust an agency with deep roots in St. Albans – contact Evans & Morris Insurance today.

Erie Insurance Review

FAQ

Is ERIE a good insurance company?

Nationwide and Erie have strong financial ratings — both have earned an AM Best rating of A+ (Superior). You can file claims for both insurers through your agent or by calling the company.

Is Erie Insurance available in West Virginia?

Since 1963, ERIE has been providing drivers in West Virginia with auto insurance coverage that has dozens of extra auto policy features (many at no additional cost to you) and flexibility that lets you customize your auto policy to best fit your needs.

Is ERIE the same as progressive?

On average, Erie offers more affordable rates than Progressive for prospective clients with credit scores of less than 580. Drivers with outstanding credit — a score of 800 or better — should lean toward Check out average insurance rates by credit score for Erie and Progressive below.

Is Erie Insurance financially stable?

Financial Stability Best’s Financial Strength Rating is an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations. The Erie Family Life Insurance Company is rated A (Excellent) by A.M. Best.

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