American Family Insurance is one of the largest auto and home insurers in Washington state. With customized coverage options and bundle discounts, they offer competitive rates for Renton residents. This guide will provide an overview of American Family Insurance, average rates, and tips for finding the best agent in Renton, WA.
Overview of American Family Insurance
American Family Insurance was founded in 1927 and is headquartered in Madison, Wisconsin. They provide:
- Auto insurance
- Home insurance
- Life insurance
- Business insurance
- Renters insurance
- Recreational vehicle insurance
- And more
As a mutual company, American Family is owned by policyholders rather than shareholders. This allows them to focus on customer service rather than stock prices.
American Family utilizes local independent agents to provide personalized service. These agents get to know you and tailor coverage to meet your needs.
Average Cost of American Family Insurance in Washington
American Family Insurance rates in Washington are very competitive with other top insurers like State Farm, Allstate, and GEICO. Here are the average annual premiums in the state:
- Auto Insurance – $1,192
- Homeowners Insurance – $1,105
- Renters Insurance – $174
Of course, your actual quotes will depend on your specific circumstances like driving record, claims history, and amount of coverage chosen.
Bundling auto and homeowners policies with American Family can save you up to 25%, making it very affordable.
American Family Discount Options
American Family offers many ways to save, including:
- Multi-policy discount – Up to 25% off
- Multi-car discount
- Good student discount
- Defensive driving discount
- Advance quote discount
- Auto-pay discount
- And more!
Taking advantage of these discounts provides big savings for Renton customers.
Top-Rated Local American Family Agents in Renton
American Family operates through a network of independent agents. We recommend working with one of these highly-rated agents in Renton:
Rosalba Valerio Agency LLC
With 5/5 ratings on Google based on 24 reviews, Rosalba Valerio Agency LLC is a top choice in Renton. They offer auto, home, life, business, and specialty insurance.
Contact:
4444 NE Sunset Blvd Ste 4
Renton, WA 98059
(425) 227-3983
Lieu Vuong Agency Inc
Lieu Vuong Agency has a 5/5 rating on Google with 15 reviews. They provide customized insurance packages along with excellent customer service to Renton-area clients.
Contact:
365 S Grady Way Ste F
Renton, WA 98057
(425) 271-2139
Both agencies have knowledgeable staff that will explain your coverage, find discounts, and ensure you have the right insurance plan to protect your assets.
How to Get a Quote for American Family Insurance
Getting an American Family insurance quote is fast and easy through their website or by contacting a local agent directly. You’ll need to provide details like:
- Your name, address, date of birth
- Vehicles to be insured including year, make, model
- Driving history and current limits/deductibles
- Home details like year built, square footage, construction type
The agent will then search for discounts you qualify for and provide a personalized quote. Comparing quotes from multiple carriers ensures you find the best rate.
Frequently Asked Questions
Does American Family offer accident forgiveness?
Yes, American Family offers accident forgiveness with their auto policies. This keeps your rates from skyrocketing after your first at-fault accident.
Does American Family insure home-based businesses?
Yes. Their business insurance plans are flexible to cover home-based businesses. Make sure to get proper liability limits to protect your home assets.
What insurance discounts does American Family offer?
Some of their top discounts include multi-policy, multi-car, defensive driving, good student, advance quote, autopay, and more. Ask an agent what you may qualify for.
Does American Family offer flood or earthquake insurance?
Yes, they offer both flood coverage and earthquake coverage as optional add-ons for homeowners policies. Earthquake coverage has a separate deductible.
What is the easiest way to manage my policy?
Signing up through an agent for paperless billing and automatic payments saves time and ensures you never miss a payment. The online portal also allows easy access to manage your policy.
Find the Best American Family Insurance Rates in Renton
Lieu Vuong American Family Insurance in Renton,WA
FAQ
What states have American Family Insurance?