Top Insurance Companies in Springfield, IL for Home, Auto, Business & More

Finding the right insurance company is key to getting affordable and adequate coverage. Springfield, IL has many reputable insurance providers to choose from. This article explores the top insurance companies in Springfield for home, auto, business, and other policies.

We’ll look at factors like customer satisfaction, financial strength, coverage options, discounts available, and more to see who the leading insurers are in Springfield.

State Farm

State Farm is one of the largest and most popular insurance companies in Springfield and across Illinois.

Key Highlights

• A+ rating from A.M. Best for financial strength
• #1 in home and auto insurance market share in IL
• Wide range of policies: auto, home, condo, renters, business, life
• Many discounts available including multi-policy, good student, and anti-theft
• Strong claims servicing with over 19,000 agents nationwide
• Policyholders can bundle home & auto for additional savings

State Farm has a strong reputation for quality customer service and competitive rates. The company offers standard discounts and also has agents skilled at finding savings for Springfield customers.

COUNTRY Financial

COUNTRY Financial provides home, auto, life, business, farm and other insurance products in Springfield, IL.

Key Highlights:

• A+ rating from A.M. Best
• Part of COUNTRY Financial group with over 1 million policies in force
• Focus on property/casualty and life/health insurance products
• Competitive rates along with multi-policy and good driver discounts
• Superior claims servicing with over 2,000 claims adjusters
• Strong presence in IL with over 1,200 local agents

COUNTRY Financial is one of the larger regional carriers in the Midwest. The company offers broad insurance options combined with personalized local service through Springfield agents.

American Family Insurance

American Family Insurance offers auto, homeowners, business, farm, and life insurance.

Key Highlights:

• A rating from A.M. Best for financial strength
• Over 16 million policies in force nationwide
• Broad range of insurance products for families and businesses
• Numerous discounts available including multi-policy, safe driver, and early shopper
• Policyholders can get quotes and service claims 24/7 online or via mobile app
• Over 3,700 agents nationwide provide personalized attention

American Family Insurance has grown significantly across the U.S. and has a strong presence in Springfield. The company has invested heavily in digital capabilities while still maintaining excellent in-person service.

Allstate

Allstate is one of the largest publicly-traded P&C insurers in America.

Key Highlights:

• A+ rating from A.M. Best
• Wide variety of auto, property, and life insurance products
• Options to bundle home & auto policies
• Offers common discounts like safe driving, anti-theft devices, and e-billing
• Policyholders can manage their accounts and file claims 24/7 via online & mobile
• Over 10,000 agents nationally provide localized service and advice

In addition to competitive rates, Allstate has made big investments in technology to improve customer experience for Illinois residents.

Nationwide

Nationwide is known for auto insurance but also offers home, life, business and farm insurance.

Key Highlights:

• A+ rating from A.M. Best
• Variety of property, casualty and life insurance products
• Comprehensive discounts offered for multi-policy, accident-free driving, anti-theft devices, etc.
• Easy online quotes and policy management through Nationwide app and website
• Strong claims service with over 3,000 adjusters across the U.S.
• Over 2,000 local agents provide expertise and highly personalized service

Nationwide has a large presence across IL with agents skilled at finding customers the right insurance for their specific needs. The company has excellent financial strength and claims servicing.

Liberty Mutual

Liberty Mutual offers a wide range of P&C, life and health insurance options.

Key Highlights:

• A rating from A.M. Best
• Auto, home, renters, condo, umbrella, and life insurance offerings
• Can bundle home & auto insurance for discounts up to 12%
• Numerous discounts like multi-policy, safe driver, home security
• Digital tools for getting quotes, filing claims and paying bills online 24/7
• Over 970 local offices countrywide for personalized advice and service

Liberty Mutual is a sizable national insurer with broad coverage and discount offerings. The company has invested significantly in improving digital experiences for customers.

The Hartford

The Hartford provides insurance products for auto, home, renters, and businesses.

Key Highlights:

• A+ rating from A.M. Best for financial strength
• Broad insurance offerings for property, casualty, group benefits
• Policyholders can bundle home & auto insurance
• Discounts offered include anti-theft device, retirement, claim-free driving
• The Hartford Mobile app allows 24/7 account access
• Knowledgeable agents available to provide guidance and service

The Hartford insurance offers solid coverage at competitive prices in Springfield and statewide.

Safeco Insurance

Safeco sells home, auto, renters, and umbrella insurance protection.

Key Highlights:

• A+ rating from A.M. Best
• Available discounts include multi-policy, safety features, good payer
• Digital tools for getting quotes, managing policies, filing claims
• Policyholders can bundle home, auto, and umbrella policies
• Excellent claims reputation with knowledgeable professionals
• Access to local independent agents’ expertise

Safeco Insurance offers innovative tools, responsive claims handling, and quality service from local agents in the Springfield area.

Finding the Best Insurance in Springfield

When choosing insurance in Springfield, there are many excellent national and regional companies to consider. Finding the right fit involves comparing factors like pricing, financial strength, coverage options and limits, customer satisfaction and claims ratings.

Working with a knowledgeable independent insurance agent is also key to finding the best value. Local agents can provide unbiased advice on the right Springfield insurers based on your specific situation.