Homesite Insurance Company of Georgia – Providing Quality Insurance for Homes and Businesses

Homesite Insurance Company of Georgia is part of the Homesite Insurance group, offering customizable and affordable home, renters, condo, auto, flood, and business insurance policies to customers in Georgia and across the United States. This article provides an overview of Homesite Insurance Company of Georgia, the types of insurance they offer, customer benefits, how to get a quote, and more.

Introduction to Homesite Insurance Company of Georgia

Homesite Insurance Company of Georgia is a property and casualty insurance carrier that is licensed to provide insurance in the state of Georgia. It is one of several regional Homesite insurance companies across the U.S. that are part of the Homesite Insurance Group.

Homesite Group Incorporated, headquartered in Boston, MA, is the parent company of Homesite Insurance as well as an affiliate of American Family Insurance. Homesite was founded in 1997 as one of the first insurers to allow customers to get a quote and purchase policies completely online.

Homesite Insurance Company of Georgia underwrites and issues property and casualty insurance policies that are tailored to meet the needs of individuals and businesses in Georgia. They provide extensive insurance offerings including:

• Homeowners insurance
• Renters insurance
• Condo insurance
• Manufactured home insurance
• Commercial property insurance
• General liability insurance
• Business owners policy (BOP)
• Commercial auto insurance
• Flood insurance
• Personal umbrella insurance

Homesite aims to make insurance simple and hassle-free for Georgia residents. They offer customized policies, online account management, and streamlined claims service.

Overview of Insurance Products from Homesite in Georgia

Homesite Insurance provides a comprehensive range of insurance solutions for both individuals and businesses in Georgia. Their key products include:

Home Insurance

• Homeowners insurance – Covers your dwelling, other structures like garages, and personal belongings against losses from perils like fire, lightning, wind damage, vandalism, theft, and more. Options include replacement cost and extended replacement cost coverage.

• Manufactured home insurance – Designed specifically to meet the needs of manufactured or mobile home owners with coverage for the structure, contents, loss of use, liability, and medical payments.

Renters & Condo Insurance

• Renters insurance – Protects your personal property as a renter against theft, fire, water damage, and other losses. It also includes liability coverage.

• Condo insurance – Covers your condo unit, improvements/betterments, and personal property as well as loss assessment coverage that applies if the condo association’s master policy limits are exceeded.

Commercial Insurance

• Business owners policy (BOP) – Bundles property and liability coverages that small businesses need in one convenient policy.

• General liability insurance – Protects your business against liability claims for bodily injury, property damage, and personal/advertising injury arising from your premises, operations, products, and completed work.

• Commercial property insurance – Covers your business property against loss from covered perils. You can insure buildings, contents, inventory, and equipment. Business interruption coverage is also included.

Other Insurance Options

• Flood insurance – Provides insurance for flooding events which are not covered under standard homeowners or commercial property policies. Can be added to Homesite policies.

• Personal umbrella insurance – Extra liability coverage beyond home and auto insurance limits to protect your assets.

• Commercial auto insurance – Covers vehicles used for business purposes including liability, collision, comprehensive, medical payments, and uninsured motorist coverage.

Benefits of Choosing Homesite Insurance Company of Georgia

There are many advantages to choosing Homesite Insurance for your home or business:

• Online quotes – Get a quick and easy insurance quote on Homesite’s website in minutes.

• Policy customization – Work with agents to build a policy that fits your exact needs and budget. Avoid paying for unnecessary coverage.

• Discount opportunities – Homesite offers a number of discounts on premiums including multi-policy, paperless, paid-in-full, and security system discounts.

• Superior claims service – File claims quickly online or over the phone and get prompt support from Homesite’s claims experts.

• Policy management tools – Manage your policy and payments through Homesite’s online account portal and mobile app.

• Highly rated – Homesite Insurance has an A- rating from insurance rating agency A.M. Best.

• Local agents – Get advice from Homesite’s agents located throughout Georgia.

How to Get a Homesite Insurance Quote in Georgia

Getting a quote from Homesite Insurance Company of Georgia is quick and simple:

Online

• Go to Homesite’s website at www.homesite.com.
• Enter your ZIP code on the homepage to begin a quote.
• Select the type of insurance you want – home, renters, condo, auto, business, flood, etc.
• Answer questions about your property and coverage needs.
• Provide contact details to receive a customized quote for review.

By Phone

• Call Homesite toll-free at 1-877-208-0097 to speak with an agent.
• Provide details about your insurance needs.
• An agent will walk you through policy options and give you a quoted premium.

Through an Agent

• Homesite has licensed agents located throughout Georgia who can provide quotes.
• An agent will evaluate your specific scenario and risks to match you with the right policy.
• You can work directly with the same agent for personalized service.

Get in touch with a Homesite agent today to start protecting your home or business!

FAQ about Homesite Insurance Company of Georgia

Here are answers to some frequently asked questions about Homesite Insurance Company of Georgia:

Does Homesite offer discounts in Georgia?

Yes, Homesite offers a number of ways Georgia customers can save, including multi-policy, paperless, security system, and paid-in-full discounts. Ask your agent about discount opportunities.

How do I pay for my Homesite Insurance policy?

You can pay your premium in full, split it into 2 or 4 payments, or set up monthly recurring automatic payments. Payments can be made by bank transfer, wire transfer, check, or debit/credit card.

Can I manage my Homesite policy online?

Yes, through Homesite’s online account portal and mobile app you can make payments, access your policy documents, update your information, and handle other tasks conveniently online.

Does Homesite offer flood insurance?

Yes, Homesite agents can provide quotes for NFIP flood insurance which they can add to your homeowners, renters, or business owners policy. Flood coverage protects against losses from flooding events.

What is Homesite’s rating from A.M. Best?

Homesite Insurance Company has a financial strength rating of A- (Excellent) from A.M. Best, which assesses insurance companies’ financial strength and ability to pay claims.

How do I file a claim with Homesite Insurance?

You can file a claim 24/7 by calling Homesite at 1-855-245-3128 or submitting a claim form through their website or mobile app. Claims can also be submitted through your Homesite agent.

Get Comprehensive & Affordable Insurance in Georgia from Homesite

Homesite Insurance Company of Georgia provides quality insurance solutions for homes, vehicles, rental properties, condos, and businesses throughout the state. Their customizable policies, digital account management options, and excellent claims service make them a top choice for insurance in Georgia. Get in touch with a Homesite agent today to get a fast quote and find the right coverage for your needs.