How to Make a Payment on HomeLoanServ

HomeLoanServ is a mortgage servicer that manages mortgage loans on behalf of lenders If HomeLoanServ services your mortgage, you’ll make your monthly payments to them HomeLoanServ offers several convenient payment options to choose from.

Making your mortgage payment on time each month is essential to keep your loan in good standing. Review how to make a payment through HomeLoanServ’s online portal, by phone, or by mail.

Log In to HomeLoanServ to Pay Online

The easiest way to pay your HomeLoanServ mortgage is to log in online and make a payment. Here are step-by-step instructions:

1. Go to HomeLoanServcom and click “Log In” at the top right

2. Enter your HomeLoanServ username and password.

   • If you’ve forgotten your username or password, you can select “Forgot Username” or “Forgot Password” to reset them.

   • If you don’t have an account yet, click “Create Account.” You’ll need your loan number to connect your mortgage.

3. Once logged in, select “Make Payment” from the menu.

4. Choose the loan you want to make a payment toward.

5. Enter the payment amount.

   • The minimum due will populate, but you can pay any amount up to your full balance.

   • Input any additional principal you want to pay.

6. Select your payment method.

   • You can pay directly from a bank account by entering your routing and account number.

   • Or you can pay by debit card or e-check.

7. Review the payment details and click “Submit Payment” to complete the transaction.

8. You’ll receive a payment confirmation email with your payment reference number.

I recommend signing up for automatic payments through HomeLoanServ to ensure your payment is always made on time. Here’s how to enroll:

1. Log in to your HomeLoanServ account.

2. Under “My Account,” select “Auto Pay Enrollment.”

3. Choose the loan you want to enroll.

4. Enter your bank account information.

5. Pick a payment date between the 1st and 10th of the month.

6. Review and submit your enrollment request.

Once enrolled, HomeLoanServ will automatically withdraw your monthly payment from your bank account on the date you selected. Make sure to have sufficient funds available on that date each month to avoid insufficient funds fees.

Pay by Phone Through HomeLoanServ

If you prefer to pay your mortgage by phone, HomeLoanServ offers two options:

Automated Payment System

For quick, 24/7 payments, use HomeLoanServ’s automated phone system.

1. Call 800-526-7145.

2. Press 9 for the automated system.

3. Enter your 10-digit HomeLoanServ loan number.

4. Confirm your identity by entering your ZIP code.

5. Provide your bank account information for payment.

6. Follow the prompts to complete payment.

You’ll receive a confirmation number at the end. Payments via the automated system are fast and free. However, you can only pay your regular monthly installment, not additional amounts.

Customer Service Representative

For help making a payment, you can speak to a HomeLoanServ agent directly. However, a $10 fee applies when paying via phone representative.

To pay by phone with an agent:

• Call 800-526-7145.

• Select the option to speak to a representative.

• Provide your loan number and request to make a payment.

• Have your bank details ready to provide.

• Agents are available Monday to Friday, 8 AM to 5 PM Mountain Time.

While less convenient than the automated system, phone agents can help if you need to pay more than your monthly installment. Just be aware the $10 fee will be added to your payment amount.

Send a Payment by Mail to HomeLoanServ

If you want to mail your mortgage payment to HomeLoanServ, send your check or money order to:

HomeLoanServ
P.O. Box 7541
Boise, ID 83707

Be sure to include your HomeLoanServ loan number and monthly payment coupon if available. You can find your loan number on your monthly mortgage statement.

Write your loan number and property address on the payment check if you don’t have your coupon. Include any additional principal you plan to pay.

Mail your payment at least 7-10 days before it’s due to ensure it arrives on time. Payments must be received by the 16th of the month to avoid late fees.

Keep in mind that mailing a paper check costs you more money and time compared to electronic payments. But it can be a reliable payment method if you prefer to pay by check.

Payment Due Dates, Late Fees, and More

Here are some key facts about HomeLoanServ payments:

• Payments are due on the 1st of each month.

• Payments received after the 16th incur a late fee.

• Mailed payments take 7-10 days to process. Pay early to avoid lateness.

• Late payments are reported to credit bureaus after the last day of the month.

• HomeLoanServ does not accept credit card payments for mortgage installments.

• You can prepay additional principal at any time to pay your mortgage down faster.

• If your payment changes due to an escrow analysis or rate adjustment, HomeLoanServ will notify you in advance.

• Set up automatic payments or calendar reminders so you never forget a payment due date.

Get Support from HomeLoanServ

Don’t hesitate to reach out to HomeLoanServ if you need support making payments or managing your account:

• Call 800-526-7145 to speak to a mortgage representative.

• Log in online and use the live chat feature for quick questions.

• Email [email protected] for help.

• Refer to their FAQs and knowledge base for self-service.

• HomeLoanServ account managers are standing by to assist mortgage customers as needed.

Managing payments on time leads to a healthier financial life overall. Follow the steps outlined to pay online, by phone, or mail with HomeLoanServ. Set up automatic payments or reminders if it helps you pay on time each month without hassle.